Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“This service is the best! So efficient, easy to work and reliable!”
Celia
“I absolutely love this company and it's really helped me out when I need it. I don't know what I would do without it ! I couldn't recommend enough. ”
Courtney Freeman
“Salary Finance has been a life saver for those unexpected times when you need extra money at short notice. After initial input of details to set account up you can manage your finances, access money. ...”
Jo
“really helpful and really brilliant i cant thank u that much ”
ariel mcpherson
“Do what they say they're going to quickly and efficiently. ”
rob buckland
“Salary Finance is by far the best and safest way to borrow money for me. It's quick and easy to access every month which helps me a great deal as a lone parent. I have control over it without feeling ...”
Houmma Iyassa
“Life changing. Such a good initiative to advance money from your salary. Very helpful ”
Mr Dariusz Kunecki
“Really easy to navigate.”
Paul
“Well worth it to go with this company fast and simple and super great rates and fast payouts ”
michael chadwick
“The whole process was made very straight forward, due to the ease of using the website and setting up my account.
I struggled to validate my bank account. So I rang up and spoke to a very helpful, lov...”
Miss lisa collier
“Really great if you have a shortfall xx”
Julie Southern
“Very quick and easy to use. Extremely helpful, saves me having to borrow money off of family members and paying them back when I get paid which I don’t like to do ”
Ceri Parsons
“I had a very good experience with them I only get small amounts of them one day there might let me but more but I am very grateful for them ”
Lisa taylor
“Always a fast and prompt service ”
Gareth Sheridan
“Such an easy transaction and the money is in my account within minutes. So handy to be able to borrow against my salary as it allows me to be able to budget easier throughout the month.”
Kirsty Totterdell
“Very good company with alot of benefits”
Peter Okogun
“What this company is doing well is filling the gap where a normal salary would fall short. It helps us manage our bills by being able to spread our bills throughout the month.”
Collen
“Very very helpful”
Louis Ainger
“Easy too use and always very quick process! ”
Nicola marie Court
“Very helpful company, always there when needed. Will using salary finance definitely in the future.”
Mr s wilson
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending