Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“due to my mother and father passing in past year. sometimes i need access through these harse/troubled times and i work for john lewis and salary finance are like the best help you could need in emer...”
Tony Welch
“A fabulous service . The application was simple and the funds were in my account within hours. Payment is taken directly from your wages, so no, remembering payment dates. Love that! Shelley Lewis ”
shelley lewis
“Very Helpful site. Im always able to access this and helps alot when you are in a tight spot. ”
Chloe Witcombe
“To be honest the way they explained my case and gave assurance is outstanding,l really appreciate having a response after making an inquiry ”
Cynthia
“Vey helpful in times of need. I am a single mum and when emergency's arise I can rely on your service. ”
janine gillett
“Salary finance has been I life saver.. when I needed an advance for something urgent, salary finance came through to save the day.. the advance landed into my account that very day I applied.. ”
Erica Owusuaa
“I have used salary finance for advanced payments. The request is dealt with straight away and money in my account within minutes.
Best way to pay for something unexpected.
Hassle free and trustworth...”
Naomi Simpson
“Salary finance is a great and blessing benefit for the employees. With the cost of living and lives surprise, salary finance always helps in last minutes. It always encourage to work hard to repay the...”
Privat Koudika Bouity
“Quick fast and simple ”
Colin Barrett
“Salary finance is amazing for me. Every month I use it before pay day. So easy to use easy to navigate. I love the service. Would recommend it 100% ”
Mrs Harris
“Knowing I don’t have to struggle in between pay days is a godsend! No waiting around, no worrying how to pay bills and choosing how much to advance is so easy and fast â¤ï¸ Once you submit a req...”
Nicola Newton
“Really good customer service and always wanting to help ”
Abdulwahab Anibaba
“Salary Finance made the whole process incredibly easy. From applying to receiving the funds, everything was smooth and well explained. I really appreciate how manageable the repayments are and how sup...”
Laima Sabanaviciute
““Salary Finance has been a lifesaver when I needed an advance from my wages. The process was quick, simple, and very transparent, with no hidden fees. Repayments coming straight from my salary made ...”
Stacey Carlton
“Salary finance seems to be great idea to me. It practically mekes my salary beeing paid weekly which I do prefere.
Whenever request comes from me money arrives within 10-15 minutes to my account.
I w...”
Yuri Lefterov
“You are all ways there when I need it my name is Jason tomlinson ”
gaming grace
“Really handy for when I needed to buy a gift before payday!”
Dave Millbrook
“Helps me out from month to month when I need a little cash till payday, never had a problem with them! ”
MrSweetScotty D
“I had a great experience with Salary Finance I requested for the money and I got it in my bank straight away I am very happy with the service
”
David Shepherd
“Serious and punctual service.”
GIGEL-ADRIAN HELTEANU
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending