Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Easy to use helpful advise and no hassle ”
Reginald Anthony
“Numai bun pentru nevoi”
Gageanu Mircea Marian
“Very easy to use and money was in my account within 15 minutes. ”
Chris Griffiths
“It is much easier and quicker to get a loan from Salary Finance than from your bank. The interest rates are great as well”
Timms Mzizi
“It was such an easy process to go through. I thought in the end i would have to wait some time for checks to complete and receive what was requested but once i completed the application, and it was su...”
Nathan Watters
“My experience with Salary Finance has been fantastic. The process was quick and hassle-free, and the best part was the zero-interest rate, making it a much better option than traditional loans. Repaym...”
Qaisar Jillani
“Perhaps one of the best services through my employer! I found it very easy
Highly recommended”
James Hillier
“I find salary finance amazing! You request for a advance and within less than a hour you receive it straight into your account with no issues. Paying it back straight from your wages on payday is also...”
Kyle St Marthe
“Very handy when your in abit of a tight spot, these guys came through in the nick of time!!. Thankyou very much 😊. ”
Joss Mills
“Excellent service. Easy to use. Confidential and secured information. ”
Fay Ricketts
“Love it ,if you need is really worth it, cheep ,so you don't need loan from bank with massive procent”
Krzysztof Dębski
“Great customer interface and quick usability make this service an awesome tool.”
Connor James Marsh
“Fantastic, quick and easy process. Fast payout. Can’t recommend enough”
lee evans (Lee)
“Great use it.money in bank same day and very low interest rate”
Shaun Ellis
“I love salary finance because l have easy access to my money, especially when l have emergencies that need money, l don't have to call friends and families to borrow money l just use my salary finance...”
Revai Usaihwevu
“Was very simple and straightforward. ☺︔
Anees Miah
“Very helpful with all the information need it and very professional ”
customer
“Fast low cost loan”
Michael
“I found myself in a bit of a financial pinch due to an unexpected bill. I used Salary finance to advance some money to help.
It was flawless, incredibly easy process and in my bank account within mi...”
Tom Moore
“Always helpful, thorough and only let me borrow what I need and when I need it. Very polite and kind and ethical too, I know there won’t be any hidden fees or difficulties etc ”
Ashleigh Trickett
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending