Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Great support from the team
Was off work due to sickness, and they provided me with support and a plan to give me some breathing space
Thank you ”
peter heney
“Excellent company with exceptional customer service, I had a query and it was answered very quickly and concisely. Thank you whoever you were”
Michael
“The speed and ease which my application and queries were dealt with was exceptional. Same day transfers and no fuss. SF have made a very stressful set of circumstances so much easier to deal with and...”
Paul Truesdale
“The service the customer service representative gave me was fantastic, very polite, patient, and helpful. He made me feel ant ease and was very confident and understanding.
”
Emma Mcdonough
“Quick and easy application. Money transferred very quickly. ”
Laura Bennett
“It creates a great helping hand with low interest rates and also helping me in my goal. I really recommend it and it is very easy to apply”
MD Tanvir Anjum
“efficient and prompt response.Informative regarding information well explained.”
caz
“A real pleasure to deal with.
Very easy application process, and money was in my account within a couple of hours.
Thank you so much.”
Laurence Watson
“Very easy application process and funds issued really quickly”
Consumer
“I have used salary finance quite a few times and have found them very helpful especially when I had a question and enquiry to ask them,very friendly and informative staff would have no problems recomm...”
col-marlive.co.uk
“Great company allowing us to access our money before payday when needed
Habibullah Alizai (Mitie Security UK)”
Khan Here
“Really helpful when you are in a pinch a week before payday. Traditionally I’d have pawned something and had to pay extra To get it back or get a payday loan Now I’ve got the option To access part...”
Kieren Mckue
“Great service.
Easy and efficient.
Always coming through for one.
I would rather the repayment is deducted before tax via direct debit.
Overall it comes handy even during weekends. ”
Emmanuel
“So simple easy and effective, starting a new role/ job and the gap between pay checks is a big struggle. But this service allowed me to keep on top of bill and expenses taking away the stress of every...”
Jessica Phoenix
“Applied for a small loan to help with some diy costs. Very easy to apply and the money was in my account within minutes. Can't fault the process! ”
Louise Etwell
“Really great company offering access to your wages when you need them instead of waiting for the regular (or irregular in my case) salary cycle.
I get paid 4 weekly, that’s 13 times a year and it c...”
Jeff
“It was so quick the response and very user’s friendly. Well done Salary Finance!!!”
Jonald Dayco
“Salary finance is great it's help me in my financial needs ”
Juanito Bautista
“Peace of mind ,mental security to know that each month if necessary I can rely on the Salary Finance.
Easy application,fast transfer and small fee makes my experience so easy .
Thank you ”
Justyna
“This company is great, I took out a loan with them and it was so easy to do! I also easily take out advances when and if I need them and the money comes in so quickly! ”
Cheyenne
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending