Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“I think its great that my employer offers this. It helps out alot at the moment when I need extra cash in the middle of the month.”
Tracy Lloyd
“Brilliant! Didn’t know SF existed and was in need of an emergency fund. I wasn’t sure if I’d be accepted anywhere due to already having an average score which I am trying to rebuild. SF was quic...”
RK
“Struggled to get credit due to a lower than average credit score. They accepted without hesitation and gave a fair APR for my circumstances. The money was in my account within ten minutes of completin...”
laura
“Really great experience with Salary Finance — quick, clear and genuinely helpful. Everything was straightforward, no hidden surprises, and the whole process felt smooth and stress-free. Definitely r...”
Consumer
“To be honest Salary Finance is a life saver for raining days even though it always rain in England”
Henry Moses
“Quick & easy to use.
Really helpful for unforeseen expenses”
Donna Jones
“Easy to use and very responsive ”
Abolaji
“Was really easy to take out the advance and received the money straight away I highly recommend this company and will recommend this to family and friends a really good service not much interest reall...”
Lewis feeney
“Always get advance in a timely manner with no stress. Really good. ”
Sydney Davis
“Good service fast and cheap!”
L D
“Quick helpful thank you ”
Miss Claire Cavanagh
“Easy to use. Very helpful customer service. ”
Rachel Williams
“Easy process and extremely fast at getting cash in the bank, highly recommend ”
Miss michelle parks
“Fantastic,worked real fast I applied and had the money in my bank the following day .”
Lyndsey Symons
“Well it started badly for me because of the company I am working for but when I got it resolved it's a greatly way to help you get some money to get you out of whatever and salary finance are very eas...”
Scottie
“Lifesaver for the shorter months, great feature and would highly recommend to any other employee that can benefit from this service! No delay in depositing into bank, especially on a public holiday li...”
Kiernan Diver
“Very easy to understand what you pay back and when
Helps to get a bit from your wages before you get paid ”
Kathy Clark
“Very easy and straightforward process. No hidden information. Monthly updates. No extra communication or hussle or force different product email or text. Very professional. ”
Faizul
“All promises kept. Easy to use. Full marks!”
Dominik Doerr
“Easy to use and conveniet”
Luke Evans
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending