Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Has been incredibly useful in those sticky situations ”
Andreas Champos-hardy
“Salary Finance is a great service to use, especially when you need a quick advance on your salary for whatever reason and the interest rates are great and affordable.”
Allie
“Very helpful. January is always a hard month so having this opportunity is fantastic ”
Jimmy jackson
“Really great, very helpful with unexpected costings. Very fast transfer”
Pawel
“quick easy to use money in bank very fast”
harry gomm
“Using Salary Finance was very quick and simple. I had a brief portion of illness just before Christmas lowering my wage through Christmas and the start of janurary leaving me stressed about money. I m...”
Christopher Russell
“Had to use salary finance a few times over the last couple of years and they are fantastic. Money sent over almost immediately, easy to use website. Couldn’t recommend highly enough ”
Jack
“Fantastic service and great interest rate compared to what I was offered elsewhere. ”
Charlotte Jones
“I’m so relieved my company EMaC works with salary finance to help us out. Without this company being an option I would have had a very tight January but now I don’t need to worry. I received my ad...”
Leonie Kearns
“They’re very efficient and it’s very quick and easy to use!”
Lyba Saghir
“Handy service to have in a emergancy”
Richard Cabble
“Excellent teamwork very kindly helping me to get what I really need.”
Raffaele Pepe
“Amazing service it has saved me more than once and helps out in the months that can more expensive than others fast and easy to use.”
Holly
“I would be lost without the flexibility of using salary advance.
Whether it's an additional cost that has arisen or I need a little extra early before payday, I know I can use salary advance.
”
Rebecca I
“Great service!
Highly recommend using if needed!
”
John Green
“Fast efficient brilliant service ”
Mr Fowler
“Sallery finance is so good iv had to use it on a few acations quick and simple to use and fast process would highly recommend them ”
Gary Thornton
“Salary finance is absolutely amazing! I take my advance every month, would not survive the month without it! God bless the Salary finance!!!!”
customer
“Very easy to acess funds and very quick”
Dg
“Salary finance is a god send! So quick and easy to use, money straight into my account early with no hassle, saved me when my car broke and I needed to fix it urgently! So thankful my employer offers ...”
Nikki Allen
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending