Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“I find this so helpful when I’m in need of an early part of my wage and the funds are in my bank within hours! So so good! ”
Jessica
“This is the 2nd time ive got a loan and I couldn't be happier with the service and speed i got the money. I would recommend this to anyone. Service was 10/10 in my eyes, brilliant.”
customer
“Best people and good customer service ”
Jonathan De araujo
“Absolute God send.. quick and easy to use.. money in your bank instantly. Massive help when you need it ”
Sharon
“It was very quick and easy to complete my application but on the down side I think employees should have a lover interest rate.”
Miss rujeena Begum
“Very efficient ”
Ralph
“Never had an issue, really handy tool to use and always so straightforward on the app, no complaints ”
Sara Jardim
“Simple, quick and more importantly, someone at the end of the line available if you have questions. 5* service”
JD
“Fast and easily usable service with salary finance”
Ruaraidh McKenzie
“Es la mejor compañÃa que nos ayuda a sobrellevar el dÃa a dÃa ya que la situación económica es bastante difÃcil hay veces, yo utilizo mucho salary finance y la verdad no tengo ninguna queja sie...”
Jorge Ivan Rodriguez Valencia
“Easy to use. Money arrives quickly. Really helps with unexpected expenses.”
Grace Thomas
“Salary Finance is reliable and really helpful when you’re in a spot of help or bother. Helped me pay things towards my children that were not possible in the moment and with little to pay back month...”
Owen Loucas
“I needed an advance on my wage and received it within minutes as the process was quick and easy.”
stephen smith
“Great help !!!”
Bill
“Such an easy process to do! Saves money rather than opting for a loan/credit card. Couldn’t recommend more! Thank you for your help and ease. ”
Katie
“quick and easy! will thoroughly recommend to others.”
Dawn
“After being in emergency accomadation for a while then getting a home for me and my girls i was beginning to struggle a little to keep on top. Salary finance gave me a very quick decision and then the...”
Sharon
“I was able to log in very quick which was very surprising from someone who struggles with technology. I was able to pay off my credit card debt in time thanks to salary finance as I received the money...”
Summer Fleck
“Very fast very good ”
Carmen Ratiu
“I’ve had a really positive experience with Salary Finance so far. It’s been a huge help having access to financial support directly through my employer in a simple and transparent way. The applica...”
goran petrov
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending