Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Really handy when used responsibily. Salary finance do ask questions to make sure you are aware of spending too much of your salary which is helpful ”
Oliver
“Salary Finance has been a genuinely helpful and refreshing service. The whole platform is designed around improving financial wellbeing, and it really shows. Having access to affordable borrowing with...”
Banksy. Revival
“Fast and easy , the interest rate is very good., that the best you can ever get ”
Amin Halabi
“It was a quick & easy process. Everything done in less than 24 hours. Very happy with the service ”
Sharon
“Absolutely brilliant being able to get access to part of you monthly wage when you need it if an emergancy pops up ”
Ben
“Very reliable”
JoeDelToro
“I recently took out a loan with Salary Finance and had a very good experience from start to finish. The process was simple, clear, and easy to manage, and the customer service was excellent throughout...”
dan
“Excellent payment timing without delay ”
Oke Emmanuel
“It's really helped me out needing money ”
Samantha
“It was straight forward it was easy to do it was needed thank you ”
Mehmet Ali
“Very easy to understand.. every step made easy too follow. The terms and conditions made very easy to follow. Over all great service.. only taken me a couple of minuets.. just that little helping hand...”
Harris
“Had few now been good over the years
In an instant”
Rach
“Always there when needed”
Robert triffitt
“It is so helpful knowing that half way through a month you can use Salary finance just to help you get to the end of the month if needed ”
Dale Bailey
“Super fast decision and transfer of funds. Really helped me out in a difficult situation ”
Freckles
“Quick and clear service, easy to use and understand. Payment was near immediate.
No issues after use either.”
Phillip Coleman
“Salary Finance has saved me multiple times. Its very easy to use and low cost and, as im on a 4 weekly pay cycle, sometimed im hit with double payments or an unexpected bill”
Nathan Salmon
“Easy to access and as a first time user the money came within 10 minutes.
I was in a difficult situation and glad this helped me ”
Raeesa Hussain
“Fabulous service provide peace of mind when you financially in need 😔
Ahmed Elmorshdy
“Great service. Just what you need sometimes towards the end of the month and doesn’t cost much either ”
Mr Holmes
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending