Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Super quick to setup, easy to use even if you don't have a great credit score but can afford to use the loans. Highly satisfied with using salary finance. ”
Jordan
“I was treated very well and professionally okay it was a very good experience I have had with them thanks very much for the job wel done ”
Momodou Darboe
“Very efficient and easy way to borrow. No hassle set up and application and zero repayment worries as payment comes straight from pay. ”
David Stewart
“Was really easy to set up and do. Said money would be in my account by Monday, was in there 10 mins later of that! ”
Fee Gunn
“It has made my financial life better as I can advance some of my wages when needed.
The website is easy to follow and understand even when you apply for loan, etc.
I am glad Salary finance exists.”
Jen
“Always there when you need them. So very helpful. Thank you”
Mrs Margaret Bull
“It’s so easy to use and helps out during the month when payday is still a couple of weeks away especially if you have birthdays in the middle of the month. ”
Marley Stanley
“Excellent offer which is easy to access. Safeguards in place and a very handy product overall”
martin egan
“Easy to use website. Quick payments. Smooth process ”
Ruby Simpson
“What a fantastic service.. Straight out of your payslip so you don’t even notice it’s gone ”
Mr Holmes
“When I signed up to receive a loan, I was a bit skeptical. However the customer service was very prompt in responding to my questions and resolving my issues. The application process was easy and the ...”
Consumer
“Live saving company 100% recommendations from me Thanks ”
Piotr Ciucka
“Quick easy and no hassle loan. Great interest rates and easy to set up”
Stephen Yeaman
“System is easy to use. T&Cs are easy to understand and the process is simple. Money in the bank within 2 hours max.
”
Lyndsey Burn
“Great communication. Transactions smooth and easy.”
damon Ibbs
“Salary finance for me at the moment is a god send.
I have been using this service for nearly a year and every 2 weeks into the month after payday I know I can get cash to tide me over till next payday...”
Sam
“It is very fast and reliable ”
Olumide
“Honestly, I’m working over 7 years in this company, and not to soon I found out about this salary finance , and I only can say “is a life changer for me “ because when I need some money the most...”
Alina Musat
“What made my experience great is based on the fact that every time I have urgency and needed some support and I request for assistance from salary finance, they are always there to support me me insta...”
Lamin Jatta
“Easy to register and easy to understand and very quick received payment in to my account within a matter of minutes.”
Benjamin Hardy
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending