Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Great service. Quick and smooth. Advance was in my account within a few hours. ”
Kirsty Scobie
“What a wonderful, helpful company to be able to contact when, at the near end of the month you can contact either on line or, in person and, "PHEW"! your head is above water until pay day!”
Dissapointed!
“Highly recommended, process from start to finish was very fast and simple to complete.
Salary finance has made a huge difference for me.”
Cook
“I have done salary finance for 2 years now and everytime I have spoke with them if there is something I need to know about they are always very polite and helpful and responsive ”
MISS CHLOE HART
“Only joined Mitie 2 months ago and was just looking through the Mitie hub and found this service I applied straight away done the form and the money was in my account within minutes really helped me o...”
Ashley Clarke
“I receive the money quickly the forms are easy to do. The whole experience was excellent. ”
Shelly Meeks
“I have used Salary Finance on many occasions. Both the loan and advance services are great. I 100% recommend and will be using again.”
Liam
“Money when you need it most ”
Michael sales
“Fantastic service ðŸ‘
Easy to navigate and clear information
Geordie Hutchings ”
Geordie Hutchings
“Good experience thanks ”
Fethi Gadouche
“Ideal fast and easy. Brilliant when you have unexpected bills like a flat tyre like myself”
Gareth B
“Very easy to sign up and use. Very small fee for the service (£1.69 I think at the time) and does pop up with a message to remind you to check you won’t be short on your next pay from being off sic...”
Hannah Morgan
“Nice, fast and easy. No waiting and had my money within hours of applying. Would definitely recommend to anyone needing a quick loan. Can not fault the service one bit and a great deal for APR on top ...”
Daniel Arthurs
“It was smooth, prompt and unambiguous. I will recommend it a million times. ”
Kolawole ogunleye
“I.was stuck on week end, just two weeks before payday,
I thought being a saturday it wont work out till monday but i decided to give it a try ,with in five minutes of my application they hand transf...”
Moses Lutavurigirwa
“Quick decision and easy to apply.
Low interest rates.
Quick advances in your bank account almost immediately.
”
Mrs E
“Was stuck! My washing machine broke its week after payday! I can’t afford a new one. Then I remembered I could borrow from next months pay and use what I had. New washing machine it was! Love love l...”
Tracy morris
“Brilliant and quick”
Vicki edwards
“Its very helpful especially when pay day is approaching and your short, money goes in very quickly and not a huge charge used a few times now . ”
Deanne Horsley
“Great customer service”
Jessica Wheeler
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending