Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“The speed of service, the ease of use of the website and its functionality.
Money arrives within 20mins max, never waited longer.”
Jamie Raines
“Salary Finance truly made a difference for me during one of the lowest moments of my life. When my father became very sick and later passed away, I urgently needed access to emergency funds as the bre...”
Geline Villareal
“Fantastic service and so helpful throughout tough times ”
Stuart Jones
“Great service,Small fee and a fast turn a round”
Trev
“Very good service. When i requested money its been in my account very quick.”
terry gales
“Very quick & easy to use, simple process, excellent!”
Dear Mr Nugent
“Salary Finance has been very easy to use, very helpful in a tight pinch and will let you know if they've been noticing more withdrawals than usual, offering help in hard times referencing other servic...”
Julius Victorio
“Amazing company really useful as and when needed through company salray finance or even low rate loans. Wpuld highly reccomend ”
Ryan Simms
“Easy to use helpful for end of month expenses ”
Beverley
“Easy to use. Fast and reliable service. Does exactly what it says on the tin”
John S
“easy to use site.quick and simple.”
linda
“Took an advance out on my monthly wage and it was in my bank account within 5 minutes! Simple to use with clear instructions.”
emily cook
“Easy access to salary ”
annmarie hardy
“It's so easy to use and extremely helpful ”
Lilian Mae
“Incredibly reliable, always super fast, can’t fault it at all! has saved me in some super stressful situations ”
Olivia Claridge
“Great service ”
Callum Prendergast
“Salary finance gets you out of a pickle when needed no questions asked.”
Liza Miller
“Good to know if I need to get so of my wages early ”
Torpointer Davey
“Excellent service quick and easy to navigate.easy to understand.im really grateful for my employer's supplying this service. i am experiencing financial difficulties at the moment due to a job loss in...”
Deborah Bickell
“Really easy to use, very handy on getting an early payment on wages without putting yourself into debt. Knowing it takes the money straight out of your wages saves the stress of putting the money asid...”
Lorraine
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending