Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Exceptionally fast and easy to work with.
Had my money within an hour of applying.”
Stephen Carreira
“It’s Amazing having that opportunity to advance in your wages when you need a little help before pay day and not have silly amounts of fee’s to pay. It just comes off your wages at the end of the ...”
Nicole Bain
“Great fast prompt service ”
Julie
“This is a great service when you have run out of pennies towards the end of the month, it's really easy to use and access.”
Michelle
“Great service, ideal to borrow from yourself and not have to rely on anyone else.”
Lindsay
“The numerous positive reviews say it all,this company is a life-saver for cash-flow management. I've used it a couple of times and the instant payment processing is incredible; the money gets credited...”
Sid
“I've been using salary finance now for nearly two years and find it very accessible. It's a life line for me because I have the comfort knowing that there is a guaranteed loan available to me each mo...”
David Heywood
“Great service..would highly recommend and very easy to use with no added fees!”
Lucy Beale
“When extra monies needed before payday, very easy and convenient way to use with very reasonable fees.”
Rafal Syldatk
“Salary finance is absolutely amazing helped out when needed ”
Miss Ridley
“A quick and stressful free service making it really easy to consolidate your debt and paying through salary avoids worrying about having money left in your account to be able to pay bills!”
Graham Halfpenny
“Helped me out right at the end of the month when I had car problems. Got me out of a bad pickle! Thank you! Quick and easy and affordable to pay back :) ”
Warren Tompkins
“​I had a fantastic experience using Salary Finance. The entire process was incredibly smooth, clear, and straightforward from start to finish. It’s a brilliant service that genuinely helps support...”
Kenny
“Easy, quick and in my bank inside 10 minutes, great service would highly recommend”
Simon Mason
“There helped me out when I really needed it.
”
Dean Simon
“Easy to use, and money was in my account in less than an hour. ”
Liam Buxton
“Always delivered on time thank you.
”
Quinn
“Very very good ”
Ganesh Gurung
“Easy to do and fast payments for those unexpected payments”
Danielle
“That's great ”
Ana
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending