Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Absolutely amazing service for when you need an advance, amazing quick payment highly recommended.
David Hewitt
Barnsley ”
David Hewitt
“This is very helpful when stuck. ”
Weeraya
“Quick reply by salary finance ”
J
“Great wee bit of help on the months your wages just wont stretch out the full month.”
Stacy
“Salary finance is my goto service whenever i ran out and couldnt manage my finance. Their response time is so quick ”
Abarna saseelan
“Love this service and the fact that it doesn’t cost too much it’s a big help five stars all the way ”
Sarah
“They are serious and you give money quickly it very good I'm like ”
Cergan Dumitru daniel
“Salary Finance has helped me when I've needed that bit more , very quick and reliable. They Don't take huge amounts to pay back . I will definitely use in future. Outstanding service with no hidden f...”
Ceri
“Very easy to use very helpful great service ”
Kirsty Kemp
“I’ve used salary finance numerous times, for a loan and advances and they are excellent… always efficient and straight forward! ”
Sam Viggers
“I am really glad to have salary finance as it helps me financially a lot of times when i do need it . it helps cover my costs n household expenses earlier before my salary comes in letting me afford ...”
Rex Joanes
“Great company with many benefits for those who need it. Customer service is always fast and reliable and helpful with any questions about their services. Quick and easy advances when needed in those h...”
ERIN BRADBURY
“Always good to use and the fee is affordable ”
Nan
“Great service available through this company, communication promt and clear, their customer service as always great if you have a question as well. Many Thanks
Kristofer Hodgetts”
Kris
“Very good company to lend from low interest and very good communication skills.”
Martin stewart
“Absolutey first class and very quick and very helpful when I needed them most well recommended and thank you so much ”
Kenny Turney
“Quick and prompt and always there when I need it..😊”
kudzai
“Simple and easy way to take out a loan and no worries about repayment, comes straight out your wages
”
Simon Cooke
“Fantastic tool to use, low rates to pay and top class service ”
Wayne Arnold
“Good to now when u need help it there at a good price ”
kyle bowen
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending