Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Excellent customer service and the lady I spoke with was very informative in all aspects of her job I was having trouble with the app and the lady stay on the phone with me the whole time regularly ch...”
James King
“Extremely quick and easy. ”
Carlos Moreira
“Money was in my bank in a few short hours. Easy system to navigate and get an advance.”
S Doyle
“Very seamless process, and the fee is relatively low”
Adetola Oduwole
“Great experience perfect for when you have a unexpected bill and need the money ”
Erin Mcneill
“Very easy to use, quick money transfer. ”
Steve Barclay
“Salary finance is so beneficial and easy to use, it helps if you need that advance whilst waiting for your wage. It ensures that you can afford prior to issuing.
I would struggle some months without ...”
customer paula
“Helpful to me a lot specially in case of emergency very fast at any time and super easy to use
Thank you ”
Moreille Moukam
“It's very helpful im so glad this is one of my works best perks especially with the holiday ”
Beth Potter
“I just said thank you to be there for me. Salary finance save my life my mental health it's was a solution for my problems. Wonderful service 👔
Nilta Bett Costa Neto
“I really can't complain about this product. I was able to get finance sorted very fast and had the loan in my account within 45mins. The step by step process is very user friendly and easy to navigate...”
TheAwesomeGN'sDad !
“Really quick and easy from start to finish”
Nita
“Really quick and easy to use whenever you need to use it ”
Becca Smith
“They have been brilliant quick easy to setup. Funds in the account within 5 mins really happy ”
Kieran Dunn
“Really easy to use and goes in your bank really quick ”
CARLY KEMPSTER
“Great company and helped out when I needed it ”
Boab
“Comes in handy when need very usefully for savings ”
Patrick
“Very supportive service always there yo help in any situation. Satisfied and happy with the service!”
David James Shazi
“The salary finance facility is a great employee benefit. I did have a small issue with my online application. Customer service support was excellent… understanding, knowledgeable, friendly and effic...”
Michael M
“Amazing easy to use and very efficient ”
Julia
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending