Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Quick response to my application and easy to apply.Excellent service and I am really happy and amazed how swift my loan application went,Was great in finding a solution to my needs. Very quick and hel...”
Zenet
“Great customer service, quick fast. ”
Jess
“So far i will say it's a great service, helps you sort out bills which pops up before your regular payday. I will say it's an emergency solution to financial difficulties.”
Rayca Hood
“great alternative to a usual loan, comes straight from your wages so no unexpected fees or anything would highly recommend this company”
Nicola Jones
“This has been so valuable for me. I have really been struggling with the cost of living but I am getting my bills sorted and will not be needing the help as frequently in the future, but it is fantas...”
Mandy
“Is a great help for emergency bills . Cost next to nothing to advance my salary if something unexpected comes up. Has helped me more than once. Anthony floyd”
Anthony Floyd
“This is a brilliant company. I've used them many times to help out with unexpected payments that ive had to pay. Sometimes ive logged on and got my money within half an hour!. ”
Debbie Hall
“Very helpful chaps!! Been struggling abit lately and they have been quite helpful in providing loans and advances that have solved my short term financial problems. I Highly recommend them ”
Raymond Tyaba
“I think it is really nice that my Company Equans are doing the Salary Finance it comes in very handy, as I can now boro off my wages and and don't have to ask friendls or family to help me.
This serv...”
tracy
“Excellent service ”
Jitendra Patel
“Marcel Spatariu, Thank You very much aproved in 10 minute ”
customer
“Five star service.
Very easy to use and very simple.
Money was transferred instantly ”
Michael Francis Boyle
“Very easy to use and fast payout. Its great the repayments come from your wages so you never miss a payment.”
Billy Miskelly
“The best thing ever, no fuss and straight into your bank, I can’t tell you how helpful this has been for me couldn’t be without it👔
MissAnneOreilly
“When my bike was stolen from my garden it left me with no way to commute to work and with it being just after Christmas, pay day still a couple of weeks away I didn't know what to do! Thank goodness f...”
Natalie Taylor
“Quick easy access and really helps when you need it”
Carla
“Fantastic service, easy to deal with.
”
Tim Caddick
“Extremely helpful when things fall a day or two short, quick and easy repayment straight from your wages which is helpful and reduces stress of remembering payment dates etc. Payment dates change each...”
Florin Alexandru Dumitru
“Allows you to stop worrying with the pay dates being different every month due to being paid the last working day of the month can get a advance rather than changing direct debit payments every month ...”
cherryl kemp
“Using salary finance was so easy. A few easy details and tge money was in my account within 5 minutes.”
John Shell
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending