Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Salary finance has helped me out in more ways than none, with not the best credit it gave us the option to borrow money to help us out with stuff a pay back via my salary. Highly recommend if you real...”
Charlotte regan
“this was so fast and easy to get what i was looking for. documents easy to understand and each step very simple.
Sophia Newall”
xXplaythegameXx
“Always available to use when you are short of funds”
Selina Martin
“Salary finance is a good help in times of the month where I find myself short or paying a bill or needing my pay early , I’m glad my company have this option - James pearson ”
Sophie
“Salary finance has been a good send for me . The whole process is very easy and they try to help no matter you sercomstance. I've used the service a couple of times and not been disappointed. Recommen...”
Davud Chappell
“This is easy to use. I got an advance when needed. Fast service too”
Kristen
“It was very helpful with no interest charges. Only a service charge of less than £2. You will always be my first point of call should I need help in future and I will recommend others to try it. Than...”
Jaye Jallow
“They have always been responsive to my request and provided right finance at the right time.”
Orkun
“This is the most convenient and reliable platform I have ever had the opportunity to use in 35 years of employment. Credit to Mitie for sharing this very useful way of keeping you finances so stabl w...”
Matthew Stephenson
“I love it it’s my gods friend helping me in need ”
customer
“Quick & easy to do! A really safe way to cover any shortfalls or any unexpected expenses before payday. ”
Emma
“I needed some extra cash to cover bills and debt . I went through a top up with them as I already had a loan . It was very quick and simple and the decision was made very fast. You have helped me very...”
Mathew Pestel
“To be honest this institution is really helpful for the employee like me, because in time of needs they are there to help you. Thank you SF for being with us.”
Noel Dimaculangan
“Superb company very easy to deal with , very quick service and really helps with any unexpected expense you have in between pay days for little extra cost ”
Tony
“What great and very helpful company is pleasure to be amongst you 😊”
Zouhir
“Life saver. That simple ”
Laura R
“My salary finance is amazing. It has got me out so tight spots like when my freezer broke. That was not a good day”
Joanne Maplethorpe
“Very fast, straight forward and efficient.
I never knew i could get a finance this fast. It also gives me the convenience of taling the money out of my acct. ”
Ola Ogun
“very quick and easy”
Vince Foster
“Fantastic very effective and reliable, I will recommend you millions times , you are doing a great job weldone .”
Iyabo Adebisi
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending