Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Fantastic idea for staff company is very professional and transactions are very quick”
david
“Why and why on earth I didn’t find this place before. After hearing about them from my colleague about it I thought I should give it a go since I need some extra funding for holidays. When I say wit...”
R K
“Quick and easy ”
Lee mcqueen
“My bank account changed, it was very quick and easy to inform and transfer my details, it was done in under a week. Fantastic service ”
Gemma J
“Simple and straightforward to use and helps with many different aspects of financial management. Happy user!”
Mazen Gotbi
“Easy to use on portal and reply and money in bank straight away
Have used this system 2nd time and never have issues ”
Sonia godfrey
“Was so easy to set up and confirm how much money you could take. Ideal especially when it's nearer your pay date and easy to understand. ”
Patricia
“Fast approval and transfer ”
Shameem Easton
“I was in a situation where i needed urgent money for my family home and salary finance was very quick the assessment and the forms was really customer friendly as it was smooth straight forward. The s...”
SAM
“The ease of use of site, the quick response to any messaging, the speed of payment of the loan, all cant be faulted. They helped when I needed it with no fuss and great interest rates”
Alan
“Its an easy to use service which comes in handy when needed, never had any issues using this service, i would definitely recommend.”
George Mccue
“Service was amazing, quick, responsive and really useful! Top marks ”
Thomas Longhurst
“Salary finance is a great help if you need some money before your pay to access it makes it a bit easier knowing you can get your wages before the next pay! â¤ï¸”
Holly
“Easy and quick to use”
Laura Rouse
“Perfect for money just before payday and no rip off charges ”
MRS SARAH OREILLY
“Had the money instantly, great for emergency use in a pinch! - Sean r”
Sean
“It really helps a lot to cope with any financial emergency and alleviate worry.”
Luis customer
“Fast and reliable services. Customer services are always happy to help and website is user friendly. Great service ”
Customerp
“Excellent Service and quick decisions…website designed well! Highly Recommended.”
Nauris
“Found them to be a brilliant lender”
David Saunders
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending