Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Helped me through hard times I was facing ”
Abdul Hussain
“Quick and easy, great way to get a wee advance before payday if needed. Wish more companies took on this option. ”
Szymon Erdzik
“Helped me out in a sticky situation with my finances. Great service ”
Tommy cavanagh
“I didn't get what I applied for but they offered me another loan for less with smaller repayments. So even though I didn't get what I wanted, they at least helped me with a different option. Would def...”
David Collins
“Great life line for when you need it. Very easy to use and understand. ”
Danny Kubicsek
“I’ve had a really positive experience using Salary Finance through my employer. It’s reassuring to know there’s a safe and affordable option available if you ever need support, without turning t...”
panin Koranteng
“Salary finance is a compassionate and generous and caring type of financial support that you can trust and what better no stress of hidden fees just comes out of your wages and that way you know how y...”
SI Wagstaff
“Salary Finance is a lifesaver. When you're days away from payday and you need a bit of cash for an unexpected bill and you just can't wait an extra day. It costs £1.69 to access what your earnings wi...”
Tracy McGuigan-Haigh
“Very easy service to use and quick.
I apply for a loan ane it took less than a week to process everything. I also have the option of salary advance
”
Hena
“After applying for an advance. It was in my account in minutes. Its so easy to apply and really helpful for extra funds coming up to payday. Highly recommended ”
Linda Shaw
“Great experience, quick and easy to make it .”
Anamaria Rusu
“I think it’s good option for me ”
Yana Melnik
“My Employer use Salary Finance and I've used their borrow and advance services a fair few times. The advance service in particular is a lifesaver, allowing me to make a big purchase early when I know ...”
Geoff Dearing
“Very quick and easy to arrange and very easy to sort out and understandable ”
Mark Wilson
“Very easy to set up and quick and easy payments. I also like the fact they limit you to only 3 advances.”
Luke Evans
“Fast straight forward easy to use ”
Asima Matloob
“Great service. Also great communication from the team especially if I had any issues or anything. Really useful for if you’re in a pickle or if a bill comes early. It’s helped me many times and ca...”
Alex Friesner
“Application is straightforward. Easy to understand. ”
Florence Okolie
“My application received a swift and reliable attention within 48 hours.”
Chris
“Communication is excellent if you have any questions you can definitely your answers through the site or by taking to someone. They are fast at responding to your queries and if accepted money goes in...”
Paige
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending