Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Very easy to do and really helped me financially. ”
Gary J Shaw
“Amazing experience so easy and fast. ”
Laura Bridge
“This service has helped me a lot especially after having a child and it helps when unexpected costs come along ”
Hannah Thomson
“Overall good experience and easy to use app allowing a stress free loan with flexible payment options ”
Jack
“Salary finance advance is great and quick, had an issue with taking the advance out this month and I spoke to the team on live chat and they got this sorted the next day and I got my advance in minute...”
Melissa Bramley
“Very quick and easy process applying for a loan. As soon as all the checks were done the money was in my account within 10 minutes. This will help my partner and I out so much financially with our new...”
Stoo Harris
“Very easy to navigate and am glad the payment comes out of my salary . Which makes it more efficient and no cause for concern. Keeping your details makes it more convenient to approve when applying. T...”
Justina Chukurah
“Very fast,useful and trustworthy. It really helped when I needed it. I recommend ”
Emanuel Batraneanu
“15 minutes from start to finish and the money was in my bank.
Competitive interest rates, the benefit of it being taken directly from your wage before tax and no discrimination around credit scores. ...”
Lindsay Carter
“Very quick and easy application and funds recieved even quicker”
Victoria Turner
“I'm chronically ill and have found salary finance extremely useful for helping with out of pocket expenses related to my health issues. I've been using them on and off for a year or so and it's honest...”
Orrin Neilly
“I’m glad that I could use salary finance to cover all my debts and make reasonable payments from my salary. My stress and worries are over and I feel that I can enjoy working and living again. I fou...”
Rebekah
“Hello everyone , this is my 3rd loan from them . in less than 1hr you will have the money in your acc . I recomand thme !”
Cristinel Benea
“Great service. Quick and smooth. Advance was in my account within a few hours. ”
Kirsty Scobie
“What a wonderful, helpful company to be able to contact when, at the near end of the month you can contact either on line or, in person and, "PHEW"! your head is above water until pay day!”
Dissapointed!
“Highly recommended, process from start to finish was very fast and simple to complete.
Salary finance has made a huge difference for me.”
Cook
“I have done salary finance for 2 years now and everytime I have spoke with them if there is something I need to know about they are always very polite and helpful and responsive ”
MISS CHLOE HART
“Only joined Mitie 2 months ago and was just looking through the Mitie hub and found this service I applied straight away done the form and the money was in my account within minutes really helped me o...”
Ashley Clarke
“I receive the money quickly the forms are easy to do. The whole experience was excellent. ”
Shelly Meeks
“I have used Salary Finance on many occasions. Both the loan and advance services are great. I 100% recommend and will be using again.”
Liam
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending