Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Salary finance is completely transparent and shows you just how much you can get and exactly how much you'll pay in fees. The fees themselves aren't even that much and using this service helped me out...”
Liam Plant
“applied for a salary advanced, got through some security questions and the amount that i was entitled to at the time was offered to me. The process is simple and clear and the money was on my bank acc...”
Alice Tavares
“Customer advisor was very professional & helpful. Dealt with my queries quick & efficiently. Would recommend this company to anyone.”
DEANO
“Amazing, good rates, good communication, easy process ”
Danielle
“Amazing easy and fast to set up .. really good site”
Kirsty Blair
“I have used this several times and think it's just brilliant. So easy to use, fast payment, and no interest. It just sees you through the last week until payday. It's fully paid on pay day and it just...”
Helen Nicolaou
“Firstly, Peace of mind, as bills and other things are now paid off and all interest on those were giving me sleepless nights, worry and stress.
The ease of the forms and immediate responses of Salary ...”
Mr Mark Anthony Wilson
“Salary finance has being a life saver for me. It is easy to use and the funds are in my account within minutes. Great job and service.”
Oluwaseun Lawal
“Advance arrives within hours & not next day which makes a difference when you’re struggling. Excellent service!”
Sarah Hughes
“Very helpful and made information clear ”
Trina Berger
“I ran into an issue pushing the loan through due to an old profile from previous employment with my same company but the staff were so efficient and helpful and the rest of the online process was exce...”
Kathryn Edwards
“Good for short term emergency cash! ”
Caitlin leathley
“I asked for this service and I had them answer next day and money arrived in my account in next working day. Great service!”
Iuliana Baciu
“Friendly and helpful ”
Donna Myers
“It was a difficult financial year for me. Been able to quickly access my wages through Salary finance in minutes helped me alot to not miss on d/d. Thanks ”
umubah
“Payments get made really quickly, they also inform you of what is happening and get all the information required to ensure that you will be able to afford getting a loan or your wages paid early”
Lucy Bark
“Great facility, so fast and also very cheap to use”
Dave
“Great experience using Salary Finance. The instructions were clear and simple, the process took only a few minutes and the money was in my bank almost immediately. It is a relief to know the pay back ...”
Georgina King
“It was a simple application and the result was fast and efficient it's a very useful tool to have ”
MR DARREN CURRY
“Using Salary finance has been a life saver. It is quick and easy to access and has given me the opportunity to keep my finances on track when I have no other options. Salary finance bas no hidden nast...”
Shannon Leeson-Asante
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending