Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“This app makes it so easy for you to get money for last minute plans or things such as birthdays and it’s not a scam and it’s very useful for busy people”
Liora Nyathi
“It's a brilliant service to help you out will payday, if I'm ever stuck I know I can rely on this for a small amount to keep me over ”
Maggie Allinson
“So helpful and responsive time very quick”
Lauren Haworth
“easy and flexible service. very quick and very handy.”
Vincent Robson
“Very easy to apply and money reaches your bank instantly, I would recommend salary finance to everybody.”
dan keiller
“Easy to use service with fast payment, all details explained clearly.”
Allan Hayward
““Salary Finance has been a lifesaver! Their quick and hassle-free process makes accessing funds easy whenever I need it. A reliable solution for managing unexpected expenses—highly recommend!†-...”
Myla Neri
“What a brilliant service, such a quick and efficient way to get your money in your bank and usually the same day.
I have used the loan service and got part of my wages early when I really needed it an...”
Adrian Ransford
“Money came very quickly into my account. No issues, hassle free.”
Saeed
“Amazingly easy to use, quick from approval to the money landing in your bank, really good fees 5*”
danny
“Easy and quick, helpful when you need an extra boost before payday when something unexpected happens. ”
Amy Bridges
“Quick, efficient, simple to use system, and very fast! You could not ask for a better service. ”
Christopher
“Having the salary finance available really helps during the not very good months.
When I know it’s getting to a point where I have no money and is struggling with bills or needing a bit extra for ga...”
Leesha
“Great service, really easy and just in time for Christmas, I love that I can pay from my wage before I get paid 10/10”
Stephen Dolan
“Dylan James Whitty -- Advance on your salary!? Whats not to love? <3”
Dylan Whitty
“quick and easy pay advance helped me out a few times when i needed it ”
david button
“Service was delivered brilliantly and reliable. Always good for when your in a tough place and would highly recommend”
Jonathan Whyte
“Great to use when you need the extra income. Very helpful and affordable repayments. Would definitely recommend”
Shaun
“Excellent company been helping me out for a while now best loan company u can get.”
Jason Barrett
“So easy to use in an emergency, cash is in the bank in minutes and the fee is tiny
Salary Finance has saved my bacon several times over the last few years”
Andrew Burdis
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending