Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Harish answered my question quickly and explained everything I needed to know . Thank you ”
Steve Taylor
“Great services ”
Al
“Salary finance is a great way to help people that struggle throughout the month.
It has done wonders for me.”
Anne Guest
“Quick efficient very good experience ”
Kacper Konowalik
“Salary finance is so far the best and trust finance institution with low interest rate ever I rate it 100%”
Marshall Bingi mbiringi
“Excellent and user friendly way of borrowing money and a convenient way of having payments deductions from your salary. They also offer reasonable interest rates as well. Highly recommend Salary finan...”
WANIWA Moyo
“The application was swift. Funds were credited into my account within 30 minutes”
John Zvirikuzhe
“The service was very good and the agent was so patient and take her time to understand your situation and she was also ready for help. Really appreciate ”
Benjamin Tuambi
“Easy to apply and at a better rate than elsewhere. Would recommend!”
Jon Enright
“Easy fast affordable service ”
Kelly Stanfield
“I think its great its always there incase of emergencys ”
Louise Symcox
“Excellent service been a great help through a emergency or just a occasional help before salary date”
Lee Lockley
“Excellent service! Comes in very handy ”
Lauren Louise Jenkins
“Great service, very straightforward. Also great interest rates. All in all a solid 5/5 from me.”
Glenn Coe
“Application procedure are effort less and straight forward really like the approach 🙂”
Padmanabhan
“Salary Finance is brilliant — really easy to use and super straightforward. The whole process was quick, simple, and stress-free. Great service overall!”
Curtis Mal
“Always able to help me out when I’m in need and a very quick process ”
Itty
“Its helps to be able to use salary finance as having a family is not cheap to maintain and sometimes you need abit more to cover things like food shops and other utilities and thats where SF comes in ...”
Northern Family
“Really happy with how easy and fast it was to apply it was a fast response and had my money in my bank with in an hour . ”
Sarah Fox
“Very helpful and there when you need a little bit of money so grateful ”
Simon howe
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending