Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Always handy, money arrives Instantly within minutes. Great saver especially a week or 2 before your payday ”
George Waakwo
“Salary Finance has been an absolute game-changer when I've had plans for things to pay for but haven't been paid yet. I can incorporate an advance into my financial plan for the next month, and not ha...”
Demi Baron
“Money came through quickly, with no issues. Would definitely recommend.”
Dan
“Very simple to apply
Quick efficient and money in account within an hour ”
Lyndsey Stronge
“Quick and easy and very helpful ”
Stephen Bucksey
“Very goodðŸ‘👔
customer
“Efficient and fast ”
Lucrezia Nappi
“Absolutely fantastic easy to use quick decision an best of all comes out of my wages”
Tony k
“Excellent service, Salary Finance have helped me with a small loan when an emergency bill came up. Brilliant, quick application & funds in minutes, plus repayments deducted from my pay slip on payday....”
Emma
“Given that I get paid one a month I enjoy being able to access part of my wages throughout the month to help stay on top of bills. If I have issues the customer service team helps until the issue is r...”
Rebecca matthews
“The process was very easy from start to finish. The form was easy to fill in and understand. I was informed I would receive my loan within the next 3 days, it arrived within an hour.
I would recommend...”
Lisa
“I love salary finance helped me out in the long run and can help me out when times are a little tough before payday and they don’t judge you ”
Zoe Nicholson
“Fast service and no delay with money”
Saqib Ali Ameer
“Easy to log in and use. Once you set it up it’s very easy to navigate in the app. The whole concept of it has helped me a lot throughout the time. ”
Sandra Gr
“This app has been immensely helpful and great when we needed of an emergency.
Can't describe the way it has helped me when am financially low .
Thank you Salary finance. ”
Raviprakash x
“Great experience here can't complaine at all applied for advance on Saturday evening was told to expect in to day come through that night ”
Sean
“Great tool to help you keep along with your expenses. Whether it can be a holiday or a debt consolidation or can be used as a great help to buy a thing you have been waiting to buy for a long time. ”
Lester Almeida
“Great and useful service.”
Paul heimers
“Very helpful on getting a advance on your salary. ”
Daisy
“Easy straight forward to use also quick
And released straight away ”
Kerry
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending