Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Was very simple and straightforward. ☺︔
Anees Miah
“Perfect service thank you so much I appreciate all help ”
Sara Wellington
“Very helpful with all the information need it and very professional ”
customer
“Fast low cost loan”
Michael
“I found myself in a bit of a financial pinch due to an unexpected bill. I used Salary finance to advance some money to help.
It was flawless, incredibly easy process and in my bank account within mi...”
Tom Moore
“Always helpful, thorough and only let me borrow what I need and when I need it. Very polite and kind and ethical too, I know there won’t be any hidden fees or difficulties etc ”
Ashleigh Trickett
“Straight forward,and Quick decision
Very Happy with the Service. Best online application ive ever had to do”
Paula Owens
“Very helpful don't overdo charge and always comes in handy at times ”
Claire Louise Baker
“Best moment of my life
Like seriously I never knew I can ever get a payout so fast like I got with salary finance. It’s looks like a magic to me. Anyways thanks a lot Salary finance for helping me...”
Samuel Popoola
“Great service, really handy if you’ve had a tight month. The cheap fees make it a no-brainer.”
Ross Park
“Very handy in an emergency and easy to use.”
Sarah
“Super easy application process. Fast and effective advance payment. Great place to go when you need a little help in advance before pay day. ”
Lyndsey Chadwick
“Good help people thanks”
JANETTE DOSTALOVA
“Salary Finance were a great help, the transfer was almost instant and it provided clear instructions on how to use it. Very happy with its service, highly recommend. ”
Miss Jasmin Trim
“Amazing service, so easy to use and arrange and everything is simple to understand. Would highly recommend.”
Stuart Gray
“I absolutely love salary finance, they have a great website so easy to use the advance service is fantastic especially when your in a fix and just need a bit extra in an emergency,
And the loan option...”
Samantha O’reilly
“Very easy to use and very simple explanation of what happens on pay day ”
Tommy Popple
“What a truly fantastic opportunity have financial support-through Salary Finance and your workplace employer. Super easy to apply, decisions made quickly, money in your bank in record time and no wor...”
Consumer
“So happy the loan really helped me! Happy with the repayments to come straight from my pay! And all dealt with so quickly and in bank same day! Thankyou so much! ”
Nicole Howard
“Salary finance is a literal life saver for those periods where money is tight and you don’t know how you’re going to get from one day to the next. But being able to get an advance on your wages is...”
John Kewn
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending