Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“If only I could give these guys 6 stars I absolutely would. The customer service agents are nothing short of first class and will deal with any queries with care and professionalism. ”
Iain Burnett
“I have had a great experience with salary exchange it was easy to apply and the money was in my bank straight away ”
customer
“Easy to use and very quick response ”
customer
“I can’t rate this company enough it’s an absolute god send when u have an unexpected bill, money goes straight into your account within minutes of your request, so simple to register.”
Karen T
“best service before salary give money thanks ”
Sarfaraz Ussenbai
“Salary finance is great service for financial help. Not only they help with finance they also cal help on your health well beings.”
Salman hussain
“I appreciated how simple it was to leave feedback and how quickly my review was published. It felt like my opinion genuinely mattered, and I was able to make better purchasing decisions by reading exp...”
Nathan Cottey
“The customer service was very helpful when I was having problems with my account. They sorted our my queries,also followed it up with an email to make sure I was satisfied ”
Unassigned
“When u need they are there”
ANDREI SOFRONIE
“Always handy when I need some extra money, quick and easy to apply and the money clears very quick too”
Jonatas Petrica
“Like a Financial Hug… But Quicker
When you think of life’s great surprises—like surprise birthdays, surprise engagements, or surprise flat tyres—it’s always nice to know there’s somethi...”
Darrell Stockton
“Great idea , very helpful way to use your own money if your abit short ”
Carl Gifford
“I was happily surprised at how easy it was to apply for. It was also very quick to do and the money was in my bank very quick. I would highly recommend this service.”
Geoff North
“Very fast and easy to use”
alex
“Incredibly fast and smooth process – the money was in my account in under a minute! Super low fee and no hassle at all. Highly recommended for anyone needing a quick salary advance.”
MARIO W
“So quick, easy and efficient hard times for us general population, and salary date unexpectedly changed to later than thought. Flat rate fee.
Chanel Lawrence”
Ms Chanel Lawrence
“Easily done and money was in my bank in minutes ”
Gabriela Martinez
“Anytime absolutely helpful and amazing service and Top Class Customer service Advisors
Thank u for everything always!!!”
customer - Dariusz
“Absolutely fantastic trying to fill the online form in was a bit tricky as I kept glitching but it was a very quick form and a very quick response very well explained and very quick in transfer of fun...”
Charlotte Roads
“So simple , quick and easy to do.
No intrusive questions and it really helped me with a small advance due to change in pay days.
Would recommend as a first port of call.”
JS
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending