Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Is not first time to apel to this company, is just so easy to grab some extra cash in minutes before a holiday. Site is very easy to access and informative. ”
Ionut Istrate
“Had an excellent experience with Salary Finance! Easy application, great communication every step of the way! Cant recommend them enough! ”
Lisa Herd
“Quick and easy to use and will never miss a payment,received money quick”
Sandra Phillips
“Very good service .. Highly recommended .”
sonali samarakoon
“Easy to complete, linked to wages so no worries about dodgy direct debits.”
Amy Kinsey
“I recently took out a loan with Salary Finance, and I couldn’t be more pleased with the experience. From start to finish, the process was smooth, transparent, and incredibly user-friendly.
What sto...”
Ogundairo Emmanuel
“Very good experience had no problems Very straight forward and happy x”
Tracey Davidge
“Super easy to sign up. Handy to have the option to get a small portion of salary early to help through the last week before payday!”
MRS P M PAYNE
“Excellent service and very quick ”
Pete
“This has come in so handy for me. It's quick & easy & you can't advance more than you can afford so you can't leave yourself in a mess.”
Lynda Hayes
“Very easy to access with affordable repayments taken from my salary. A pleasure to use.”
Shirley
“Salary Finance made borrowing stress-free. The process was quick, and repayments straight from my salary are convenient. Customer service has been helpful too. I’d recommend it to anyone needing fi...”
Remy Monica
“I use this often just to get a wee extra bit of cash before pay day, always helpful never any issues. Simply login in select the amount and that's it, its painless never any hassle.”
Michael
“What a god send to be able to access my salary before I get paid as sometimes I always leave myself short, especially the last 10 days before payday
Just knowing I can have that advance if I need it l...”
Liz
“Salary Finance offers affordable and responsible lending which was so easy to access with very clear terms. As the loan is taken back from your salary its all very manageable and an excellent resource...”
Margaret Kirkham
“super cool and it helps me a lot. Thank you...”
Constantin Dascalu
“Excellent service. Great way of an advance of your pay for a very small fee. The money goes into your account almost straight away.”
Mark Stolzenburg
“Always really quick and efficient. A much needed help towards pay day! 5 star service every time. Thank you ”
James Wylie
“Salary finance really helps when you’re just a bit short before payday. Really low cost to use ”
caz Yates
“Salary finance helps me when I am in the middle of the month and stuck for money. It is a quick and easy way to request your salary before pay day. Gets paid into your bank within 15 minutes which tak...”
steph Perrin
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending