Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Fantastic service that is offered, great customer service when needed and all round great company to deal with.”
andy smith
“The best company so much helpful”
George Wilson
“I find salary finance useful. It’s very quick and easy to use! Never had any issues.”
katie
“Salary finance rate is very good and they are quick in dispensing cash, checking if you’re eligible won’t affect your credit score”
Richard Okoroma
“Quick and easy the money was in my bank within 10 minutes ”
jackie Pritchard
“This comes in so handy especially closer to pay day! Always so quick aswell ”
Amy B
“Brilliant and quick service.
Easy to apply,money arrives well quick.
Should be handy if you can get advance at least 2 times per month,otherwise no negative feedback ;)”
Xy
“Brilliant service ,fast at transferring your money, no interest on repayments.. best way to avoid getting into dept if your abit short through the month ”
Sarah Lomas
“Very easy to use. Quick turn around on the loan got it pretty much instantly after being accepted. will recommend.”
Kieran Nelson
“You are very good and you help people who ”
George Cascaval
“I find salaryfinance an amazing help for times when I'm am struggling before payday, intest is low aswell ”
Sher
“Great to use. Quick decision and very efficient. ”
Rahil Abbas RC Man
“Always approve my application ”
Vijay Kaadai
“Highly recommended has really come. In useful over the last few months. Only possible improvements is would be better if advance was available more then once in pay period. And if they took more into ...”
Teresa Tinney-hunt
“Very quick and efficient!”
Serap Halis
“Salary Finance is a fantastic service. It doesn't let you borrow too much and it is taken straight from your wages. I have used a few times now and have never had a negative experience. ”
Michael Butler
“Really easy to fill out all the required information and a very quick decision. Honestly had such a pleasant journey and don't have any bad words to say or things I'd improve. Overall, a very happy cu...”
Kyle Walker
“Response was quick as I got stuck while completing online application and the agent was on the phone while redoing the whole application . And I got accepted straightaway and money was in my account w...”
Ananta paul
“Always good ”
Chantal
“Really struggling the last few years and got to the point where I have too much debt but still needed some money to help me get through. I have used Salary Finance one time before and again it was sim...”
Mathew Pestel
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending