Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“It helps me to get through until pay day when needed, also helps with loans that are really affordable with very little interest, I’m glad my work offers this to us”
Danielle Thurlow
“E bine ca îmi pot retrage bani din salariu mai devreme când am diferite nevoi. Totul este ferm.”
Vasile Balan
“For me Salary Finance has been a lifesaver over the past 6 months. It was the 'Go-To' back up when my car failed it's MOT and on another occasion my heating boiler at home needed a repair. It's quick ...”
Michael
“Hi. I love salary finance. With living on my own and things being expensive nowadays my wages sometimes run abit short towards end of month. Salary finance advance helps me get by every month. I...”
Andy Orford
“Quick and easy process. ”
Pam Key Rans
“Easy to use and a life saver”
P Petofalvi
“It’s amazing I requested my money early it said up to 1 business day and it was in my account within 5 minutes.”
Thomas P
“Easy application, with no hidden fees”
Andy Jarvis
“Great service . Fast and easy to apply and access.
Responsible lending.
Great Customer service ”
Michael Francis Boyle
“As a new member within , a new company.
Salary finance , being in partnership with employees.
As I am currently in financial difficulties, since a few years due to many issues and change in circumstan...”
ARVIND SHARDA
“Efficient, fast and easy to do”
Lucy Neilan
“So easy to use , such a fast response.
”
Adrian Anciu
“Easy process from start to finish.Money was in my account within minutes
Dawn Anderson
”
Kelly Anderson
“It organizes my finances and makes me feel more at ease when I need my salary at any time. Before I used it, I was somewhat stressed because for example if my car broke down or I had an emergency I ne...”
Mohammad Albraak
“Very helpful staff, genuine in their interactions, shame a few more companies don't have such high calibre staff”
Vincenzo Rossini
“Great company and easy to use ”
Jessica Armstrong
“Fast and informative service would highly recommend ”
Jenny B
“Really quick and efficient service. Even if they can’t offer what you request, they will come back with another offer to help”
David Vince
“Only took 5-10mins to fill every thing in and in my bank instantly. Recommended using if you need it ”
Steven Cowley
“Amazingly fast .........
By the time I'd finish the application 5 mins later funds were in my account.
”
Marie Arnold
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending