Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Absolutey first class and very quick and very helpful when I needed them most well recommended and thank you so much ”
Kenny Turney
“Quick and prompt and always there when I need it..😊”
kudzai
“Simple and easy way to take out a loan and no worries about repayment, comes straight out your wages
”
Simon Cooke
“Fantastic tool to use, low rates to pay and top class service ”
Wayne Arnold
“Good to now when u need help it there at a good price ”
kyle bowen
“The app is user-friendly. The processing is fast.”
Sally Lou Dalaguete
“Easy to use, quick money paid into account.”
Angelina Farrant
“They are very quick at getting the money in to your account and it helps me out so much ”
Donna
“Brilliant fast and easy so convenient”
Maggie Allinson
“I have been using Salary Finance for some time now. It helps me during financially difficult times to cover my bills, reduces stress and helps to relax knowing I can get part of my salary quickly wh...”
Urszula Palm
“Website is easy to navigate! The process of applying for an advance is simple and if accepted the money is in the account quickly”
Caitlyn
“Very very helpful service for the times you really need just that little bit of help when life can get tough! Such an easy process and very handy to have the opportunity to use it! ”
Aaron
“Very happy with them straight forward and very helpful ”
Chris Davies
“Very quick and easy access to my wages before I get paid if and when needed. Never have any trouble with this service and love the fact that I don’t need to pay it off separately and that it comes s...”
Natalie Naisby
“Very efficient service for getting early access to your wages. Would recommend to anyone.”
customer
“very easy to set up and use .
low fees for using the group”
Miss elizabeth ryan
“Salary finance are a great company, easy to use and fast with applications. And most of all interest is cheap to pay back and they do advances on your wages until payday, which is great if you need a ...”
Darren Seaman
“It was incredibly easy to sign up. Was straightforward and all of the relevant information was right there for you to see! Easy to navigate and upfront. ”
Louise Atkins
“Extremely helpful to be able to have it i use quite a bit but it helps through the month ”
Lee
“Very helpful when towards the end of the month it’s difficult being a single parent. It’s reassuring that it’s there if required and it’s quick and easy repayment straight from your wages whi...”
Debbie James
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending