Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“A great app, very reliable. It NEVER DISAPPOINTS in times of emergency
”
Oke Emmanuel
“Great company having salary finance linked to my company has been a life changer for me especially in times when times have been hard financially. Quick and easy process and money is in your account i...”
Mr Usman Shabbir & Mrs Farzana Shabbir
“Iv been using salary finance for about 5 years now. Iv used both the advanced and loan options and they are brilliant and so easy to use.
Iv changed jobs a couple of times whilst paying back my loan ...”
Antonia Matarin
“Salary finance is easy to use and pays out quickly when you need it. Really pleased with the service ”
Natalie
“Smoothly process ”
Muhammad Fahad Mehmood
“Great service and excellent help wend you more needed special money failure can happen but very smooth and fast help is there about 10
Minutes i aply to have acess money really good”
Delfim
“Consistent service! Would recommend Advance to anyone who needs a little bit extra before payday! ”
NF
“Very straight speaking, easy to set up and account and to then withdraw your wages.”
customer
“Brilliant very easy to use
It has helped me so much would recommend to anyone ”
customer
“Great service run through my workplace ”
Robert Paterson
“Su servicio fue muy rápido además son muy profesionales muy buena experiencia ”
Ramiro
“Love it more work places should do it it’s a fantastic service and very fast ”
Michelle
“Easy to deal with. Great feature to have a salary advance for those unexpected monthly costs.”
Lauren Taylor
“I had a great experience with Salary Finance. The application process was simple and straightforward—much easier than applying through traditional banks, which often require long forms and too many ...”
bharat mall
“So helpful to have when you’re desperate. Don’t know what I would do without it most months. A real lifeline for me! Thank you 🙠”
Abbie Moody
“Very fast payday advance service. Getting into a jam with unknown extensives Salary Finance came to the rescue. Paid into your account within minutes. 10/10”
Lewis Kennerley Miggs
“Excellent service and immediate response from my application very pleased with everything and simple to use ”
Roger Swinburne
“This is truly amazing and very efficient.”
Agui Noga
“Super quick to setup, easy to use even if you don't have a great credit score but can afford to use the loans. Highly satisfied with using salary finance. ”
Jordan
“I was treated very well and professionally okay it was a very good experience I have had with them thanks very much for the job wel done ”
Momodou Darboe
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending