Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Excellent process, quick and easy. Get your answer and funds very quickly. The customer service are second to none very patient and help you along the way if needed.”
Lewis
“Absolutely brilliant, amazingly surprise when my advance arrived in next few minutes after applying( thought it will be 24h) 🥱
I love the idea of beign able to get your salary in advance as with th...”
Patrycja W
“Great company very useful when in need of funds and super quick deposits once approved, within seconds! ”
customer
“Salary finance is a company that I would recommend anyone to use, it is great for someone who is in need in emergency, it helps me a lot and I would recommend it to anyone to take it up to use it when...”
Marsha Grinnon
“Amazing service when U have a bill coming in that U forgot or U need a repair ”
Daniel travis
“Amazing service and prompt customer service ”
Jason Amankwa
“Very swift and easy to get loan”
Gidi Boss
“Helpful when months are tough and always quick service!”
Sophie
“Payments super fast into the account ”
lucy jones
“Apllied and was accepted in minutes and the money was in my account within the hour. Brilliant service.”
Sharon
“Really easy to use, good information given and great rates to help with a purchase. ”
Jamie Begley
“Easy to use and great service ! 😀”
Richard Dalton
“very good and quick service
”
Thomas Marks
“Such a great service in a cash emergency... No matter how much of your wages you advance, (pay it back next pay check), it's £1.69!!! So £40, £200 or £400, it costs you,. yep you guessed it £1.69...”
Flange
“Very good and helpful when you need it. Good company and thank you for the support when people need help. ”
anneka gilbert
“Salary advance has really helped me and helped to keep on track with bills etc”
Emma
“There amazing helps me be able to get through the month without out having a worry about being able to pay for things I need before my wages come in ”
Jonathan
“Best thing goin helped so many people without any stress needed keep this going forever thank you ”
Barry Rylance
“great back up option when out of money through the month and think its really good that you get your money in seconds helped me out alot!!”
Scott Munro
“Very easy to set up.
Once set up, the application and transfer process is extremely efficient.
Would highly recommend.”
James Cox
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending