Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“I needed money quick before payday as I had car trouble and discovered I could do this. To say it took a load off is putting it mild. It's not for regular use but in an emergency it comes in very hand...”
Gemma Szymanski
“Easy to use. Clear and easy to follow instructions. Plus some great info on website and in app for financial help.”
David Shepherd
“This is a great service for when you need money for emergencies ”
Michelle Olver
“Very simple to use and you immediately get access to cash when you need it.
”
Henry Singleton
“Salary finance allowed me to help pay my rent this month, the process was quick and simple and I have absolutely no complaints.”
Jack
“Exactly easy to set up and use for when your in a pinch”
Jordob
“Quick and easy to use ”
M Burns
“Took only two days for Salary Advance to get me a portion of my paycheque early. Quick, easy, and incredibly simple.”
Hiasham Ahmed
“Life saver!! I’ve been using salary finance for over a year now. The service is amazing, I don’t know what I would do if I didn’t have salary finance with work.”
Sarah Ismail
“Very easy and helpful to use and something handy to have. ”
Michael Hall
“Quick and easy, had the money within 20 mins”
Ben Weir
“Easy and fast”
maricel tarita
“I had an unexpected vet bill and was short on the money for it. So I went to get my advance and the money was sent within 5 minutes and I was able to pay the bill.
It's a great service and very handy...”
PieHard13
“I use this service regularly and always fast sending it through.
It's been so helpful for me very grateful for the service”
Yvonne Davitt
“Useing salary finance is amazing.. really helps me out in the weeks between paydays ... .
Quick easy simple... with no hidden cost or loop holes ... can not recommend it enough ”
MARK GRUNDY
“Salary finance is very easy to access and very swift with the transfers.
Also easy step by step instructions.”
Wummy Oludare
“An amazing service at a very small cost. Immediate and reliable financial support!
Luke Thomas
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Luke HT
“Fast process, no stress - tailored rates, which are affordable & money was readily available. ”
Kyy Birmingham
“It never takes longer than a few minutes for my money to be transferred to my bank, I'm very grateful to be able to use this service when pay day, sometimes, feels so far away!”
Janine Mulcahy
“Really good. Easy to use”
Chris Smith
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending