Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Works well it’s quick and easy and great for when you need quick cash !
”
Yahla McDermott
“Very easy to apply and very quick answer, monthly payments straight out of wages so much easier would highly recommend ”
Paul
“Very easy to use and pleasantly helpful! A comfortable service that helped me in my time of transition between work payslips”
Huguain
“Excellent if you need advance on your wages ”
Caroline Mcquillan
“Absolute awesome service, was able to get some of my pay early to get some food, definitely recommend the service they said up to 3 days but I got it within the hour ”
James weston
“I needed money for a few different things and this place was amazing, easy application process and paid within 10 minutes by far the best service I've used
Ricky battams ”
Ricky Battams
“Very easy to use, would recommend to anyone!
Got me out of a very tight financial spot!
Thank you! ”
Kai Handel
“This loan was sorted so quickly, within a day of me applying - great service and I would definitely recommend, interest rate is so low.”
DEBORAH
“Found it a stress free experience. Fast approval would use again ”
nick dunn
“Salary Finance is very helpful way when I am in difficult time. I did my kitchen extension few months ago. There were many thing need to pay out. Thanks Salary Finance giving me money I needed straigh...”
H L
“Great service quick and easy to set up no hassle at all. ”
Tony Mclernon
“Really helpful and easy to deal with ”
Andrew Arthur
“So ocassionally we all have times where our wages just don't stretch as far as we need them too & we can only do so much overtime before we burn ourselves out . Salary Finance gave me the opportunity ...”
sadie
“Very quick and easy”
Sally Hatfield
“Excellent company to deal with whether you need a loan or a wage advance. Everything is done quickly with the minimum of fuss especially the advances! ”
Ron O'Neill
“Salary finance is a great idea.
Easy and simple
No hassle
No spammy emails
Just a great service throughout ”
deano staggo
“such an easy process to apply on web site all done in a couple of minutes even with my credit score i got a really low rate
it was the lowest rate i have ever been offered what a great deal ”
Joe Mccann
“Great service, goes into the bank instantly. It's really handy to just tide us over for the last week before payday. ”
leah porter
“Very comfortable and payment plan and very good customer service and very punctual ”
Gary Weaver
“Very easy and very quick payment. Very happy. ”
Michelle Mhambi
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending