Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Salary Finance has provided me with helpful financial solutions when i needed most. Their very quick.. sufficient, supportive and understood my current circumstances and helped reduce my financial str...”
Sabri
“Easy to use. Great idea!”
Kirsty
“Both salary advance and the loan are great services.
Very easy to pay back the loan agreement as it come out your paycheck.
”
NATALIE LARBY
“Really quick and easy to use, great rates, great short term loan for unexpected emergencies ”
caroline hill
“Great! So helpful! ”
Kyle G
“Very good and quick ”
Wayne Appleton
“I’ve been working with the same company for a number of years and have used SF a couple of times now. It’s extremely useful for unexpected or last minute expenses. It’s super easy to use the ser...”
paul day
“Easy to use
Low APR
Affordable especially for the nurses whose salary isn't increasing like every government worker.”
Zahra Noor
“Salary finance have saved me multiple times.
You never know when something is just around the corner, having the ability to get out in a pinch without the worry of using external high interest financ...”
Jake worrall
“Decent for a short time loan”
James Jayes
“Amazing, so simple to use , everything on the app is layed out great and easy to navigate, I've used this service a few times now and cannot fault anything ”
Pidge Spud Lewis
“Absolutely brilliant easy to apply good service”
Diane Atkinson
“Really got me out the mud on numerous occasions. Forever greatful ðŸ™ðŸ½”
Sam Zulia S
“Fast and easy and very affordable . 10/10”
David
“Is easy to use and very helpful if your stuck with something .”
Megan hadman
“Salary finance are amazing they have helped me out if some jams over the last few years where I have unexpected bills or emergency. There system is super easy and very fast at delivering funds when re...”
Dale drury
“As I am an employer at sainbury's I find salary finance a very good company who help me when I am in most need help.very helpful, responsible and professional. Thanks as always ”
Brahim Mougri
“It really helps. Just that little extra to get you through the money. Good scheme to have with a company you work for. Good benefit ”
Terri trimby
“good and fast ...the best help in difficult times”
RĂMÂI Uimit
“Fast.. efficient.. extremely friendy..excellent affordable rates.. 3rd time user.. comforting to use Thankyou”
Rose Whittle
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending