Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“
The salary finance assistance arrived at the perfect moment as I was facing difficulties with paying some of my bills, providing much-needed relief.”
fernando cabral demelo
“Very Fast approval”
Justin George
“Not being very internet friendly even I manage to do this. It wasn't difficult which was a relief. It reassuring to know this is available for emergencies even small ones!!”
sue smith
“Super quick and easy to use, no issues at all, and funds were transferred almost immediately upon completion - fantastic all round service.”
Andrew Kavanagh
“Fast and reliable ”
Shane colfer
“Is very easy and quick to brow money on a low interest rate.”
Kajanthan Thillainathan
“Made a mistake with my application which flashed up as a different person salary finance and the it resolved my problem so I could go ahead with my loan thankyou
”
John Dyet
“It's saves me from borrowing from friends and it's quick to deliver to ur account. ”
customer
“Excellent service! Quick decision, money 2 min. In your account. Very satisfied ”
Dawid
“Salary finance is easily accessible once you are a worker with one of the companies that they are in agreement with. Your loan is paid out as soon as all documents are confirmed. ”
customer
“The ease of this service is reassuring. The time to confirm your identity could be faster, especially if you need the money asap, the actual transfer was completed the same day very quickly, once the ...”
Mr Radu Dumitru Popovici
“Really good company. Very fast and efficient. Have been using this company for a while and would recommend. ”
Clare Canavan
“Salary Finance has truly made a positive impact in my life. Their service is straightforward, supportive, and reliable. They provided me with financial help when I needed it most, without stress or co...”
Eddy Ismaila Ehivue
“Super efficient service with fair charges”
Simon Steele
“Had a issue regarding an advance,Spoke to Tony who was brilliant and issue was sorted,Highly recommended Salary Finance ”
Justin Christensen
“Application quick and easy application, gives you piece of mind and no hassles it being paid straight from your salary. Will use again.”
Jacqueline Richardson
“Every time I've needed emergency funds, they've been there waiting to help. Saved my b*lls many times, super quick to use and through our company we pay like £1.25 per early withdrawal on Advances, i...”
Thomas Williams
“It helps when I was in a bad place when I needed money to get what i need to pay for ”
James Thomas
“My experience with Salary Finance was excellent it's a quick and easy process and the money went into my account almost immediately. If the occasion arises again I would definitely use this process.”
J South
“This is a brilliant service that helps people budget effectively - paticularly for those on low pay or on variable hours contracts. The fee is very reasonable and the service is fast and intuitive. Gr...”
David Molloy
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending