Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Great service, really handy if you’ve had a tight month. The cheap fees make it a no-brainer.”
Ross Park
“Very handy in an emergency and easy to use.”
Sarah
“Super easy application process. Fast and effective advance payment. Great place to go when you need a little help in advance before pay day. ”
Lyndsey Chadwick
“Great service for my company really helpful easy and reliable ”
Christina Daramola
“A very useful financial tool; transparent rules, quick transfers and ease of use of the application are the features that definitely distinguish Salary Finance. And most importantly, very low costs, I...”
Jakub PÅ‚awecki
“Easy to use and understand. Everything was explained in simple terms. No jargon. ”
Stephen Napper
“Good help people thanks”
JANETTE DOSTALOVA
“Salary Finance were a great help, the transfer was almost instant and it provided clear instructions on how to use it. Very happy with its service, highly recommend. ”
Miss Jasmin Trim
“Amazing service, so easy to use and arrange and everything is simple to understand. Would highly recommend.”
Stuart Gray
“I absolutely love salary finance, they have a great website so easy to use the advance service is fantastic especially when your in a fix and just need a bit extra in an emergency,
And the loan option...”
Samantha O’reilly
“Very easy to use and very simple explanation of what happens on pay day ”
Tommy Popple
“What a truly fantastic opportunity have financial support-through Salary Finance and your workplace employer. Super easy to apply, decisions made quickly, money in your bank in record time and no wor...”
Consumer
“So happy the loan really helped me! Happy with the repayments to come straight from my pay! And all dealt with so quickly and in bank same day! Thankyou so much! ”
Nicole Howard
“Salary finance is a literal life saver for those periods where money is tight and you don’t know how you’re going to get from one day to the next. But being able to get an advance on your wages is...”
John Kewn
“I’ve used salary finance a couple of times and it’s been great, advances are easy to pay back and no troubles at all. Great service”
Jennifer Harkness
“great for small advances on your pay.
i usually use salary finance if i'm struggling near the end of a month to access a small part of my wage for a tiny fee i think its £1.65 or something.
so if y...”
Taz
“Very good service, quick and helpful responses. would highly recommend.”
Antony C
“Great Service Providing to colleagues within Tesco Stores LTD. Great Customer Service and general advice on money-lending decisions. Quick, easy & simple to use. ”
Jamie Dean
“The whole thing took less than 15 minutes the transaction was smooth everything was plain and simple to understand the money was in my bank within the hour what a company and on a Sunday night to boot...”
Stephan Andrews
“Absolutely great and very helpful when you need it ”
Jozef Zavodsky
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending