Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Just got a top up on my loan, very thorough with questions and making sure that I was aware of different things going on. Definitely will recommend to others”
Simone Evans
“I want to say thank you !”
Sir or Madam
“First class service - I applied for the loan and was accepted and money in the bank the same day ”
Karen Churchill
“Victoria Hill review
Salary finance helped me massively when I needed it first time. I have used it quite a bit. Be aware not to take too much, just little bits at a time as you can take money 3 times...”
Victoria Hill
“Salary Finance walks you through the process in easy to follow steps. Gives you all the info you need to know and you get a quick decision. Chat feature is great with real people who are polite and he...”
Dianne Patterson
“3rd time in total for Salary Finance via wages. Easy to apply, extremely quick in depositing in the bank. Would definately recommend. ”
Lavina Perkins
“So useful when you find yourself mid month with an emergency bill”
Victoria Heavyside
“Salary finance is wonderful company in my view they are there to help you as there client get that same day; fast and efficient loan you need even if your credit score is all perfect. I have recieve m...”
Consumer
“Hi this is my second time that I have used salary finance and both time they have gave me a better deal than anyone else and this has allowed me to sort stuff and pay back at an affordable rate.
I w...”
Michael
“It's an amazing company thank you for everything ”
Emma McDonald
“Fast, efficient and so helpful when I’ve needed help to get me through till payday.
This has been a lifesaver for me.
I was able to use Salary Finance at a previous job. Not only is it available a...”
Neil H
“Salary Finance is a standout platform that brings financial wellbeing tools directly to employees through their employers. I’ve had the opportunity to explore their services, and here’s my honest ...”
Wiola
“Simple , effective and trouble free .
I’ve been using salary sacrifice now for a few months now , find it so easy to use the app and the money is transferred almost instantly.
I started using this a...”
Scott Goodwin
“Very easy applying and even though they couldn't offer me what i needed i was offered an alternative amount which is great.”
Michael Taylor
“Super easy to use and navigate”
Cleonice Barros
“I’ve used their loan service through my work employment. It is relatively quick, and the money comes out of the salary which makes it easier to settle as you don’t have to set up a direct debit on...”
Alina Nistor
“Would like to say what amazing company with the very quick response when applying for a loan with keep the amazing work up people
Thanks Scott Wallwork ”
Scott Wallwork
“The site was very easy to get around. The questions were easy to understand as well as quick decisions being made.”
Arun Lal
“Easy to apply, no hassle. Easy access and very reliable. Money gets sent into your account within seconds after submitting the application. I will highly recommend it rather than going to any other lo...”
Abuzar Javed
“It was so easy to do I had no problems I would recommend salary finance if you need a top up or a cheap loan”
Lisa Caller
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending