Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“I rate salary finance as an excellent service. Very easy to apply and you don't need an excellent credit score as the repayments come directly from your wages. Only found out this existed a couple of ...”
David Shrubb
“Easy straightforward process with very fast payment, communication very efficient. highly recommend ”
Rachel Moore
“I have used the services of Salary Finance through my work and cannot fault them. They could provide me with what I needed at the time when my bank refused, even though I've been a customer for over t...”
Donna Fidler
“Quick and easy process. They never gave me a headache. They have the worldwide excellet customer service”
Joni Oberes
“Great service, easy to use and good customer service. ”
Glenn Coe
“Salary advance help in any circumstance. Easy to use.
BARNABE NEMI”
Barnabe
“Excellent service, quick access to money when needed. Easy to use. ”
Miss Susan Brunton
“Excellent and fast service! Got my loan within an hour of completing all the forms. So grateful that this is available through our work scheme and it helps so much. Thank you for all your help!”
Nikolina Taylor
“Great, fast and reliable service, helps alot to get things done like instantly 💛💛💛”
sucre Taiwo
“Very good service, needed a small advance and money was in my account within an hour, no hassle”
David Calrow
“Excellent customer services would recommend salary finance to anybody Great company great people will always get 5 ***** ”
Goran
“Really quick and easy service. Taken straight from wages is ideal so you don’t have to worry about it. Peace in mind assured. ”
Colin Boddy
“Fast stress free reliable service”
Annie Banks
“I have been assisted with my bills ”
Kumbirayi Zaranyika
“So quick and easy. Great service”
Consumer
“My work partner with salary finance, and it's helped me alot with car repairs etc, couldn't reccomend enough. ”
David Taylor
“Was having trouble logging in changed my number and sending the code to the wrong number , emailed sf and Jordan replied he was very helpful also friendly made the experience all more easier to unders...”
Kellie
“Find this service fantastic and has helped me out so much over the last few months. Money goes in instantly and is always available when I need it. ”
Emily Shewring
“Great option to pay those unexpected bills, I had a vets bill to pay and needed to pay it quick, knowing that you can get an advance puts my mind at rest”
Sam
“Very easy and quick A quick response and a quick decision Extremely satisfied ”
Gary Jones
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending