Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Very good company ”
Ionut Cuciureanu
“I have needed to use Salary Finance a couple of times, such as when the car needs something fixing asap and I just haven't got the cash available.
I just log in and ask for an advanced payment, this c...”
Lorraine
“Salary finance has really helped me, if a bill comes in bed I get paid or I need to get some food shopping when I have a week to go till I get paid then I know I can get a little help from salary fina...”
Kathy Clark
“Salary finance has helped to cover bills that would be difficult without Salary advance. This service helps in time of need and is very effective with response.”
Kumbirayi Zaranyika
“It just helps being able to get money out when needed without the worry of paying over the odds on pay day loans also it great at not allowing you to go over 50% so you know what you have spent”
Ashleigh Kerr
“Very fast and easy service to use. Perfect for unforseen expenses”
amelia
“I had a great experience, especially when faced with unexpected situations.”
Mike pi.sa
“Great way to advance your pay when in need of a lump sum early. Comes into your account pretty much instantly. 100% recommend ”
Holly Heffron
“Salary Finance is THE best bar none, when it comes to their Salary Advance Service.
The only 2 things that I would ask, is that:
A) Could they please increase the Daily Advance Amount from £30 to...”
Alfie Forbes
“Absolutely love salary finance.it has been a lifeline for me.when u get paid month to month you can borrow what you need till your next pay date it's brilliant ”
Geraldine Monahan
“Amazing service, so handy and quick to use money went in instantly, it’s also helpful for emergencies and money leaves your payslip instantly so there is no messing around”
Nicky
“ Salary Finance .One of the best and top finance company in the UK.I got wonderful and brilliant experience through salary finance (Salary Advance)Money transfer process takes less than 3 minutes. Q...”
Qamar
“The company is very good !! Gives you access to some of your work wages in advance if you don't have money, if I need money I use salary finance they are very good, I recommend you try them. ”
Ebson Mbitjita Kamberipa
“Always on time whenever I needed an emergency fund. It’s a life saver. I can’t do without salary finance. ”
Marcel Abaneke
“Quick fast and easy service. Does exactly what is expected with little effort. Seamless transfers in literally minutes. ”
James
“Easy way to access your salary early if you need it for an essential repair, holiday or Xmas etc. just login request an amount from your available pot and within minutes it’s in your account. Actual...”
JAMES LEITHEAD
“Salary Finance has been a game-changer for me. Easy to use, supportive, and genuinely focused on people’s wellbeing. It’s rare to find a financial service that feels both professional and personal...”
KARTHIK A
“ Very easy and user friendly. Your request for an advance is dealt with promptly and is usually on the bank within 20 mins ”
Jane Matthews
“Very fast very easy deffo recommend ”
Leanne Baddeley
“Great! Fast, effective and efficient service! Always there for when you need it the most! ”
Lance simpson
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending