Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Luke Beukers - Quick and easy application, the money was in my account in second after singing the contract with them, I bank with Monzo. Over all salary finance is very easy to use. ”
Luke
“SF actually amazed me, very supportive and professional, even went extra miles to make sure I’m satisfied.”
Emmy
“Excellent service great rates and very fast would highly recommend 👔
Paul Wood
“Absolutely amazing! Very easy to apply & was quick with responding, no hassle, just straight forward! Funds landed straight into the account straight away with no hassle, great company & brilliant ser...”
Ethan Parkhill
“Took a small loan out to but some house furnishings. The application was very straightforward. After entering a few details and a few more clicks, the money was in bank before i could put my phone dow...”
Lennie
“Easy fast advances really helpful”
Dean
“A place where controlling your spending can really help throughout the month. As someone who has in the past found it very hard to budget throughout the month this has helped me to stay in control of ...”
Sam Verlander
“Super easy and efficient! Helped me during some stressful times and very quick! ”
Caitlin
“I needed some finance to help with some repairs and Salary Finance did not disappoint. The application process is quick and easy to use and understand and I have peace of mind my repayments are being ...”
Heather Cameron
“Salary finance is very useful to have.”
Dylan
“Quick and easy to access wages and withdraw into bank account within minutes ”
Richard Coolio
“It’s a massive help before pay day, need cash in emergency receive in seconds. I don’t know how I was going without it👔
MOHAMMED ASIF
“Easy to use with simple explanations for the services offered. No financial jargon making it easy to decide the right options for you. ”
Kathleen Hallows
“Salary advanced has saved my backside on a number of occasions especially when I’ve been close to payday and something unexpected comes up like my car needs tyres etc or my son needs something out o...”
Bryan Burge
“The way they where so efficent, also fast with sending the money excellent services”
Dejaune
“A brilliant service that allows financial security through salery finance and loans. The service is clear streamlined and the app is one of the better ones I have seen. All in all it is a fantastic re...”
Bill Bruin
“Salary finance is good to have as a back up support when funds are low and you need a top up till your next pay day, platform easy to use, money in your account quickly, money deducted from your pay. ...”
Ian Owen
“Very handy when you are short for some cash”
Ricky Wylie
“Such an efficient and simple to use service from start to finish. User friendly and such a fantastic value support ”
David
“Ease of use and access. Fast processing of application and depositing of funds. ”
Harry Ho
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending