Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Ease of use and access. Fast processing of application and depositing of funds. ”
Harry Ho
“Having had difficulty with the finances this year due to an op it has help keep my head above water ”
Mr Andrew Medley
“Very straightforward with no uncomfortable questions, the advance I requested was in my bank within an hour. Excellent service ”
Andrew
“Amazing service! Saved me and my pets from starvation and inevitable doom. In this econonomy you need a safety net sometimes, especially when your cats have an expensive taste. ”
Beata Zalewska
“Great service, quick pay out and easy to arrange. Really helpful for people looking for short term small loans whose credit might not be perfect but without huge aprs. ”
Laura Bennett
“Very convenient and easy to apply.. highly recommended!”
Chrishtian Torres
“Following a major home repair, I was able to access a salary finance solution that enabled me to manage my finances effectively. The service was prompt and straightforward and the repayments are affor...”
Amar “ACEâ€
“They respond to a request, such as a salary advance rather quickly, rather impressive.”
nathan A J
“Quick and easy to use, seriously great and quick payout and the payback rate is the best about, have recommended to a few colleges that sometimes struggle financially during the month near payday ”
Chris
“Very good service, contact service is great and they understand you, and your goals ”
Matt Bailey
“The loan application was straightforward and payment was made immediately. And the customer care support was spot on when I called them for assistance on the application.Emmanuel Balogun ”
Mx Emmanuel Balogun
“I have no complaints. I think what they offer is amazing and they should keep doing it. The customer service has been experienced very well and the payments are very quick and successful.”
James Lincoln
“Excellent, eaay and fast service”
Simon Thomas
“Always very helpful and polite ”
customer
“Fantastic company. Easy to use app. Money just when you need it. No more stressing when you find yourself a bit short or if something expected comes up.”
CM
“Great service”
Ccc Ddd
“Yeh it was really good, really easy to use which i appreciate. Just a good experience all round!
-Jake White ”
customer
“Salary finance helped me out when I was in a extremely difficult position. Feel so much better with the help I received xx”
Jo-ann
“The disbursement of funds always on time. Very good for emergencies. Advance terms and conditions enables one to ONLY borrow responsibly ”
Stephen Mudekhere
“I was recently in a financial predicament where I needed funds immediately. Salary finance was able to help me. I'm thankful for their assistance in bridging the gap with waiting for my monthly salar...”
Emily
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending