Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Excellent service and so easy to use and easy to pay back ”
Elaine Mobbs
“Easy to follow and fast response.
Definitely use them in the future”
Alexandra Radford
“The experience and process was very easy. Loan was paid out within the hour! On a weekend day too so was very impressed!”
Shannon Broadley
“Such a relief that I can have a salary advance easily withoutuch charge. As I get paid 4 weekly having direct debits can make life harder.”
Kate
“I had an unexpected bill come up in the 5 week month of January and was caught short. I applied, was accepted and the money was in my bank within 5 minutes.”
Luis
“Found myself in a predicament with family, needed cash soon as possible, Salary finance came through quick and easy - Adwoa Jackson ”
Achiaa Jackson
“I’ve used the Advance service many times, it’s quick and easy to use so very handy if you’re in a pinch. ”
Shelly
“Quick and easy to use, outstanding service. Everything is laid out for you..”
Nicola Jenkins
“For me excellent, helpfull website. Everything is write clear, but of you have any quary fell free to ask . Quick, and helpfull people ready to help.
Sebastian Kaleka ”
Patrycjusz Dominik Drozdek
“Was really easy to use efficient and direct great payment rates and would recommend everyone to use ”
Gary Cairns
“I would recommend salary finance as whenever I am short of money and know there’s a bill or something I really need I can rely on an advance of my wages . It is so easy to do and you get a percentag...”
Karen Witkowski
“It’s a brilliant app tbf, comes in handy taking an advance as oppose to getting more debt , it’s fast payment as well
Highly rated 👌ðŸ»
”
ANDREW BADGER
“Salary Finance is such an easy concept. You can access your salary early if things are tight and something crops up before pay day.
It’s so simple to use and your money goes in your bank almost in...”
Stacy Forbes
“Helpfull and super fast service! ”
Ruddy Purdea
“Very easy to use and stress free”
Christine Alston
“Fabulous service and so easy and quick to use. It’s a life saver when you need some money before payday. Would recommend to everyone.”
FateyG
“Very quick response for getting either a salary advance before payday or taking out a salary based loan. I received my payment directly into my bank account in a very quick and reliable way.”
Gregory Dengate
“I’ve had a very positive experience with Salary Finance. The platform is easy to use, clear, and transparent, which really helps when managing finances. It’s reassuring to have access to this kind...”
Maryam
“Very easy to use when I got myself into a little bit of issue and needed quick money with a bad credit rating. ”
Phil Walker
“So easy and extremely satisfying. ”
Amit Rajani
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending