Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“I have always had a positive experience with this bank. Whenever I have needed emergency funds, I have been able to access my account without any issues. The service has always been reliable and conve...”
Angeline Shava
“Great, fast and easy to deal with! 2nd time doing this and wouldn’t do it any other way”
Gareth Hughes
“Quick and easy to use. process is explained easily ”
Jamie Tullett
“Excellent service and fast decision. The online account is very easy to manage and shoes individual payments. Direct payments straight from my wage so no hassle. Would definitely recommend ”
Sarah
“Easy to use , quick transfer up to 50% of your wage , just for a little fee . Very happy with them ”
Alexandru Sebastian Udriste
“Its really amazing app helpful service ”
Michael gill
“Quick check and disbursement.
And since the emi is taken directly from my monthly salary. The entire process is simple”
suraj u
“very quick and easy process. money was in my account within minutes.”
Mateusz Krupka
“Quite handy when your low before your next pay check comes through ”
MS SAMANTHA BUSBY
“They are very supportive and expedition so quickly. They are system is simply and easy for used. I am happy to used them. They was amazing ”
Hristina Pironkova
“Great service ”
Gytis Fadiuskinas
“Very quick and helpful ”
John Delaney
“so very easy to complete and came at a time of need! repayments are affordable would recommend!”
customer
“Always quick and easy to deal with, great for getting through until payday or for any unexpected expenses!”
Marc Pullen
“Quick and easy”
Ella Mcdermott
“Very quick and easy, appropriate warnings / questions about early withdrawal.
A really useful service for those unexpected bills or rainy day needs”
Amy Abercrombie
“It was quick and easy filling in the form online, even quicker with their reply and although they said the money can take upto three days to be in my account it was paid in within an hour !!
Repaymen...”
Mandy Webb
“It’s so easy to use and a huge help when I need an extra cash! Fair and low fees, thank you”
Andrea
“Easy to fill out and super quick payment.”
eBayCustomer
“Superb service, always reliable and an easy to use website. Cannot recommend enough ”
PBA
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending