Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Using Salary finance has been a life saver. It is quick and easy to access and has given me the opportunity to keep my finances on track when I have no other options. Salary finance bas no hidden nast...”
Shannon Leeson-Asante
“Very helpful and an easy solution to my problem, funds were available almost immediately.
Answered all my queries.
Would recommend. ”
Debs
“Very easy to use quick and easy decision are made money was in the bank before you can blink”
OWEN HUTCHINSON
“Fantastic help all the way through, made me feel at ease.”
customer
“Very easy to use their services such as the advance, straight into my bank in like 20 mins at most, if I ever need a loan, with my service the interest is the best I’ve ever seen and can really help...”
Alex Stanley
“The response was quite swift.”
Ayodeji Adeosun
“Fantastic service getting an advance is so helpful when ur in the middle of the month and have some bills to pay id find life very hard without salary finance great company ”
Andrew Thomerson
“Simple ,quick and easy to use and navigate! Advance payment was deposited very quickly once confirmed. Definitely recommend this service as it's got me out of a financial tight spot this month.”
Rosie
“Salary finance is a brilliant initiative to help the struggling employee to tap into rather than getting into debt.
The piece of mind this gives families is great.
Once you know you run short there'...”
JP
“Always helpful when needed. I needed help with an emergency very bill after being let down by my insurance. Salary finance to the rescue.”
Leonie
“I have being using Salary Financefor over 2 years ,it is too quick, easy and very reliable. It really is a very useful tool for when unforeseen circumstances arise. I would highly recommend them to an...”
Mukh Abbe
“Super convenient, stress free!”
Adam Allwood
“Very quick and easy to apply and discreet”
Leigh Lucas
“Quick and easy to apply,fast decision. Been with salary finances for 3 years and never had any problems. Customer service is always there to help with any issues. Also the idea of payments being taken...”
ELZBIETA ACKERS
“It was so quick and simple too straightforward jus how I like it keep up the good work guys ”
Patrick Kemble
“Quick and simple to use. Always available if you have any queries or questions”
Gaz Ashton
“Super reliable system. Very quick and efficient. ”
Wall-E
“Easy and fast giving a huge help ”
Daniel
“Straightforward and easy to use. Money was in my bank account within 10 minutes. ”
Melissa
“I needed money quickly and used salary finance. The whole process was easy and money went straight into my bank account. Love the idea it comes out of your wages so you never have to worry about forge...”
Kym
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending