Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Excellent experience with this company. It's a great help when needed. ”
Vicky Bridge
“Amazing facility ”
GERALD MAPIYE
“Really easy and simple - helps a lot!”
Ella Kells
“The process is easy for advance and loans.
It’s a much better option than borrowing on the high street or from not so reputable lenders”
angie.b
“They have been amazing throughout my time with them and very affordable to pay back”
Theresa Cross
“Great fast service”
Steven Howells
“You help me in ard times,e you wos verry helpful,for wot i asck ,very relaiable and very good thanks”
Antonio
“A very good fast service very efficient service. money in bank sometimes In minutes only use if i really have to.a life saver in hard times ”
Eric Harper
“So, the personnel have been very responsive, calm and knowledgeable of their service and willing to use that work with clients. I was happy ”
Customer
“Great site.
Fantastic customer service, so easy to use.
The wage advance is great to use when you need short notice emergency funds quickly, and costs basically nothing in interest. Who needs payday l...”
David wakefield
“Fast and reliable. Big help”
Gilbert Verdad
“Always trustworthy and prompt. Certainly handy to get yourself out of a tight financial spot every so often”
Ashley Tiller
“Very helpful and understanding, do their very best to help you ”
Jack Lord
“I find Salary Finance so helpful and so very quick and easy to use. Many of us struggle due to the cost of living. It's really convenient to have a service like Salary Finance to help out when needed....”
Tracy
“Came very handy in a very difficult time, was able to get an advance on my wages”
Sayed Ahmed
“Easy to navigate and fast deposit into my bank, couldn't be easier ”
Ali james
“A very good reposnse. Very helpful and always willing to help. Good experience good communication Thank you”
Neve
“This is a helpful application....I can apply for loans and get some of my payment in advance when I know I have not had any sick days or days off. Im greatful to have this opportunity as it supports m...”
Bianca
“Very easy to use, handy in the really long months like January! ”
Louise Ferguson
“Always knowing you have the security to fall back on if you ever need it.
Especially with the cost of living, anything can throw you out of monthly budgets.
Like a safety net ”
Kaylee
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending