Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Salary Finance is an incredible service and I love having the security of being able to tap my next pay if I need to.”
Grace
“Easy to use and navigate, the mobile site is a little temperamental at times but usually gets there in the end. ”
Shelly
“The advance is a cheap way of borrowing until payday take my hat off to salary finance go above and beyond quick efficient ”
customer
“They have made one of the hardest things to do very easy simply fill in a small form send it,They let you know how much comes out of your pay whether it’s monthly or weekly, so you can budget accord...”
Alexander Seaman
“A professional, compassionate company who provide access to additional funds (at a fair and affordable rate,) when you're in need, based on your earnings and ability to repay - not just your credit sc...”
SAnsah
“Very easy to use, customer service was top notch”
E E
“Very easy service to use and they have different options I have used Advance service and the Coventry saving service and also the loan service. I am very happy with salary finance.”
Jen
“Absolutely fabulous so easy to register and speedy putting the money into my account ”
Lynette Moore
“That's second time when I got financial assistance from them and was easy to access the site also the money got into my bank account same day, I totally recommend them. 5*”
Ionut Istrate
“Quick with payment is in my account the same would recommend to any one thanks brilliant team will definitely use aging”
Roseanne Buckley
“Very helpful feature especially to those who are paid monthly and need a bit of help till pay day arrives ”
Niz Dog
“Fantastic always helpful very good service 😊👔
Louse mcloughlin
“So happy I joined salary finance I needed some money quickly and within hours money was in my account great service very straight forward ”
Nancy kent
“This is a great thing to have through your work. It’s very useful and helpful. You know you have a peace of mind with this through out the month. It’s so easy to use and quick payments.”
Salma Zia
“Starting a new role half way through the month is difficult financially, however salary finance took my stress away my allowing me to draw some of my salary that I have earned.
This is a fantastic ...”
DAVID RIDLEY
“Simple and fast process from start to finish. Money in my account same day. Thank you ”
David
“Great service ”
Lisa
“What a fantastic company. Fast and effective. Highly recommend.
Craig Barnett.”
Craig
“Always a pleasure.Great service and fast payout.Handy for life's unexpected moments.”
Beverley Stanton Stephenson
“Life saver option
Every employer must have this for your employees.
Low fees and always there for you
”
Munish
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending