Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Very quick and very easy to do thank you for lending me a loan”
Barry Fox
“How quick and how easy! Requested whilst sat in my car, filled my tank, spent it at the counter! Quick and easy!”
PE C
“Simple, quick, no fuss & easy to make repayments.. thank you! ”
Sue
“Used salary finance to purchase a new car and honestly best thing we did never had to worry about paying it back as it was sorted and paid before my pay hit the bank !
Recommend to anyone available ”
Megan Whiting
“Allways on the right place In the right time.”
Miss Mihaela Szentpali
“Brilliant service! Helpful when needed. I have used a salary finance loan plus advance in the past, Very low interest.
Service is always excellent. ”
Jord
“It was easy to apply for and quick. It only takes minutes and can be a godsend”
Shari Penwarden
“Great for people in need ”
Snaha James
“Salary finance has been a life saver this past few months. Helping to have funds to cover emergency car repairs and also travel for family bereavement ”
Leanne Philip
“Easy and straightforward ”
Susan Luck
“The simplicity of the whole process is amazing.
Salary Finance is always a massive help to people like myself who just need a financial boost every so often.
I would and have always recommended this ...”
Kay
“Simple to use, create an account or login if you already have one, choose the amount you want to lend, it gives you options for how long you want to borrow, the rates you pay back, click for your amou...”
Jay Dobie
“Absolutely fantastic! Quick and clear process now cleared my debts and this coming from my pay means I don't have pressure and it's all sorted. Amazing fully recommend funds received within an hour! ”
Sophie Wrigley-Wilkie
“Easy to access and really straightforward ”
Jasmine Black
“Easy process , quick , fast and simple. ”
Douglas Shand
“Great company . Very helpful sorting things out over email”
“Kittyâ€
“I don't know but salary finance is a great friend for me it helps me when I need the money most.i love salary finance.”
AriF Ahmed
“Very good experience.”
Nushrath Iqbal
“Straight forward. Very easy to use and extremely easy to use!!! Would recommend 100%”
customer
“I have used the services they provide to their customers and I am very pleased with the results. I would recommend to colleagues and friends. ”
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Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending