Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“I have to say salary advance is the best thing ever. The amount of times it has saved me is unbelievable. ”
Shezana Khan
“We have an ongoing beautiful relationship.
I'm proud to partner with salary Finance and have always had great service from them.
So helpful in these troubling times ”
Steve
“Easy handling”
Naveed Alam
“It is a handy service for when things crop up unexpectedly and you can access your wages in advance to cover these cost. Also the loans are easy to access and payments taking straight from wages so no...”
Fiona
“It was quick and easy, needed an advance and I got it.”
Muhammad Baksh
“Brilliant service. Money is always in my bank within 10-15 mins. ”
joanne harvey
“Smooth. Easy.”
Csaba Lazar
“Easy and convenient to use.
Quick pay out times.
”
customer
“Really useful and handy just before payday”
craig
“Salaray Finance has made managing my bills easier especially when times are tough. The service is easy to use and the money comes into your account very quickly!”
Bennett Marcellus
“Absolutely fantastic idea, great for those unexpected events that happen when you need money in so quick and easy just a life saver 😀 ”
amy loulou
“I think salary finance is a fantastic way to get a top up of cash if needed before pay day. I have used it 3 times now and know that for just over £1 I csn get a bit of money to last untill pay day. ”
Karen Henman
“Used this twice now, has really helped me in my time of need. Efficient and very, VERY quickly processed each time, I cannot fault them.”
Storm Crowley LaVey
“Very good service and great help ”
JEGAN KULAM
“customer service is very helpful. and always available to the customer. services are really good and work quickly. thank you you here
Karol urbanski”
Karol urbanski
“Quick easy money, with minimal charge. Takes literally a few minutes to sign up. Has helped me out many times.
Danielle taylor”
Customer - Noluck
“So satisfied with the service really helped and such an easy process would recommend to anyone thinking of using thanks guys 👔
James Forbes
“The application process for having an advance from salary already earned was simple, quick and easy. The process was extremely straightforward with no awkward questions. Finding myself a little short ...”
Richard Cashmore
“I really like this method, because there’s months that unexpected things happen. So since I discovered Salary Finance I feel less stressed, because I know if anything happens, I can get the money I ...”
TUPASFK ZOO aka STONE FACE KIL
“This is the best service helped me when I need the most. It's reliable and very accurate. Sending all the information you need. Honestly I recommend salary finance to everyone. ”
food fever
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending