Whether you want to save more for the future, pay off a lingering debt, or get tips on how to manage the day-to-day, we put you in control and take the stress out of money.
Who is Salary Finance?
What we do
We partner with your employer to provide financial products and services that help you lead a happier, healthier financial life.
How it works
Salary Finance is a suite of voluntary benefits linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
Our products
We help improve your financial wellbeing through a suite of products and services
Our employee loans* typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For more information, see your employer page.
Hear from Salary Finance employer partners and their employees
“Offering Salary Finance as a benefit is critical and beneficial in order for us to have the best talent come here.”
2:35
Bridget Nelson
Benefits Analyst
“I really did save money... by getting and accepting this opportunity... even within the first couple weeks of doing this.”
1:39
Employees of Clark County School District
Various positions
Over 4,000 happy members have rated us 5 stars on TrustPilot
“Great service, I will definitely recommend salary finance ”
awa simpson
“i had a great experience with salary finance, it gives me a great peace of mind at a difficult time, before i received my salary. It also gives me a comfort and assurance in living normal life and hel...”
Ebrima Manneh
“My experience so far with this company has been great! They care about their staff and provide training. Happy to help with anything I need and flexible. I've honestly enjoyed my first month at this p...”
baby baby
“Very helpful staff and good service.
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Martin Welsh
“Salary finance helps me so much through the month as I have 5 kids. I'm really grateful for this service, to be honest I'd be knackered without it, with the cost of living and mite wages dosent cut it...”
JOHNNIE FITZHARRIS
“Great tool that's helps me when I most need it ”
joe hunt
“Great and easy service to use. Money was deposited very quickly. ”
Chem
“Amazing company. I cannot recommend them enough, i was able to pay a big vets bill because of i loan i had from them when my dog passed away suddenly. And as long as you are good at budgeting and bei...”
Paula Hemmings
“Its everything prompt and so easy to do it, so happy with a service provided ”
Lina Zakare
“Very easy and quick to do. And very helpful. Xx”
Nicola Payne
“So quick and straight forward to use. Customer service response questions was all answered promptly. What more can say but fantastic company to use”
Richard Rose
“Quick and easy and peace of mind ”
Sarah
“Absolutely very good when it’s needed time thank you
Naveen Chinthala ”
Naveen
“First time using the service and cant recommend it enough saved me a weei before payday with a smal boost of my income to help me get by for the week with essentials that i needed. Definatly worth it
”
Lewis Binns
“Wonderful service, quick and easy
Applied for a loan and the rates were amazing , money in account immediately, no hassle at all ”
Malik
“Brilliant service, once confirmed I applied for a advance on my monthly wage and for a small admin fee the money was in my bank within 10 minutes even though it said it would be within 2 working days....”
Simon Wilks
“Very helpful in times of need great idea it really came handy and very easy to apply appreciate it thank you ”
Edmond Prenci
“Applied just after lunch on the 17th having set up my account at the same time. Money was in my account by 3pm that same day”
KARL WHITE
“Brilliant Service, thank you!
Josh Perry ”
Josh Perry
“I have had a great experience with salary finance, I did not know this even existed so when I found out I applied straight away and within 3 days my account was active and I could request money, which...”
Shani Swan
11369 reviews
Now available: Emergency savings benefit
Whether you want to help employees start saving or grow their existing savings, Salary Finance Save is the simplest way to help employees save through their paycheck and get rewarded for it.
Working Americans are struggling with financial stress
42% of working Americans are dealing with financial stress, which makes it harder for them to focus at work and more likely that to suffer from anxiety or depression.
Vulernable populations facing more financial hardships
Women, Black or African-American and Hispanic or Latino employees, employees who identify as LGBTQ, and those with disabilities are more likely to suffer from financial stress and lack of savings.
Employers can be part of the solution
Employers who offer financial wellness benefits see higher employee satisfaction and retention, with employer-level NPS that is 1.5-2 times higher on average.
*Please Note: Salary Finance is an optional program, not a recommendation from your employer. Your employer does not benefit financially from offering this service and communications regarding your loan will be through Salary Finance directly. Salary Finance branded loan products are offered by Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC. Salary deduction payments are not available to employees who work primarily in DC, IN, NH, NJ, NY and WV.